Firstly software has to have help files that don't assume a degree in accountancy!
Needs to be able to:
1) Import from my bank (my copy of MYOB First edge (V1) does not recognise the Qif files from my bank). 2) Be able to put in the "narrative"/other info from my bank ie description etc
3) Enable easy categories to be established
4) Enable the selection of a number of entries to group change them to categoriies
5) Able to import/export  from qif, csv, xls etc if necessary
6) can work out a budget based on past spending
7) can find things easily
8) can "filter" by criteria
9) can print recognisablly
10) has subtotals

Rosemary