On Dec 7, 2009, at 2:06 PM, Rick Herrmann wrote: > Concerning mandatory auto insurance, I think missing is the fact that while > not required to have a car, I would be hard pressed to survive without a > human body. The requirement for all that drive cars represents the same > principle, that if everyone that fits the profile (car drivers, those with > human bodies, whatever) responsibly share the risk (insurance), it is > fairest to all.
Yeah, what he said ;-). Chuck > > My rates for "uninsured motorist" coverage are way below what they were > before mandatory insurance. > > Rick > > > -----Original Message----- > From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On > Behalf Of Blake Bowers > Sent: Monday, December 07, 2009 9:54 AM > To: WISPA General List > Subject: Re: [WISPA] health insurance > > Ok, but you still don't HAVE to have a car - hence you don't HAVE > to have insurance. > > With the new plan, no matter what, I HAVE to pay for insurance. > > You can bet, if I HAVE to, I will go to the doctor more often. I recently > had the flu. Swine most likely, normally the flu will have me down for 2-3 > days. This > one, 3 WEEKS in bed. > > I never went to the doctor, what was the point. Sound financial decision. > If > I had insurance, I would have been right there, just in case there was > something > that might be able to be done. > > It is proven, if people have health insurance, they use it more than they > would > if paying out of pocket. Seems like that is a dangerous progression. > > > Don't take your organs to heaven, > heaven knows we need them down here! > Be an organ donor, sign your donor card today. > > ----- Original Message ----- > From: "Mike Hammett" <wispawirel...@ics-il.net> > To: "WISPA General List" <wireless@wispa.org> > Sent: Monday, December 07, 2009 9:31 AM > Subject: Re: [WISPA] health insurance > > >> Well right, but a vast majority of people that live outside of Chicago or >> St. Louis have one or more cars per person because that's what it takes to >> participate in society (work, school, food, etc.). >> >> >> ----- >> Mike Hammett >> Intelligent Computing Solutions >> http://www.ics-il.com >> >> >> >> -------------------------------------------------- >> From: "Blake Bowers" <bbow...@mozarks.com> >> Sent: Monday, December 07, 2009 9:07 AM >> To: "WISPA General List" <wireless@wispa.org> >> Subject: Re: [WISPA] health insurance >> >>> In IL, like Missouri, you are only required to have that insurance >>> if you own/operate a vehicle. >>> >>> There are LOTS of people out there that don't. >>> >>> In the US, if they have their way, I will be required to have insurance >>> period. It does not matter if I am self pay, never not payed, and >>> am happy with that. >>> >>> >>> Don't take your organs to heaven, >>> heaven knows we need them down here! >>> Be an organ donor, sign your donor card today. >>> >>> ----- Original Message ----- >>> From: "Mike Hammett" <wispawirel...@ics-il.net> >>> To: "WISPA General List" <wireless@wispa.org> >>> Sent: Monday, December 07, 2009 8:41 AM >>> Subject: Re: [WISPA] health insurance >>> >>> >>>> In Illinois you are required to purchase auto insurance and you will get >>>> fined, and I believe ultimately jailed if you continue to ignore that >>>> mandate. They don't provide it, but you are required to carry a minimum >>>> liability. It is at the state level, where it should be instead of at >>>> the >>>> national level. I don't care that Massachusetts has state run public >>>> healthcare because I don't live there. >>>> >>>> I'm sure someone will complain about being a political discussion, but >>>> health insurance and how the government treats it is very important to >>>> any >>>> business. >>>> >>>> >>>> ----- >>>> Mike Hammett >>>> Intelligent Computing Solutions >>>> http://www.ics-il.com >>>> >>>> >>>> >>>> -------------------------------------------------- >>>> From: "Brad Belton" <b...@belwave.com> >>>> Sent: Sunday, December 06, 2009 10:26 PM >>>> To: "'WISPA General List'" <wireless@wispa.org> >>>> Subject: Re: [WISPA] health insurance >>>> >>>>> The auto insurance vs. health insurance comparison is a flawed >>>>> argument. >>>>> The government doesn't force you to buy auto insurance if you don't >>>>> need >>>>> it. >>>>> The government won't fine you and ultimately put you in jail for not >>>>> buying >>>>> auto insurance from them if you don't need it. >>>>> >>>>> Our government is proposing law that will enable them to fine and >>>>> ultimately >>>>> put you in jail for not buying health insurance from them. They are >>>>> taking >>>>> your freedom of choice away from you and forcing you to buy something >>>>> from >>>>> them at a price they see fit and with a level of service they see fit. >>>>> >>>>> Big difference. >>>>> >>>>> >>>>> >>>>> Brad >>>>> >>>>> >>>>> -----Original Message----- >>>>> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On >>>>> Behalf Of Ryan Spott >>>>> Sent: Sunday, December 06, 2009 9:50 PM >>>>> To: nsto...@wisperisp.com; WISPA General List >>>>> Subject: Re: [WISPA] health insurance >>>>> >>>>> "My wife is from South Africa where they have a public health care >>>>> system. >>>>> One of the fastest growing industries is private healthcare. If you >>>>> want >>>>> better service or do not want to wait in huge lines or want to go to >>>>> the >>>>> newest hospitals you pay extra to visit the private services." >>>>> >>>>> That sounds awesome.. Now. where do I get BASIC health care? Cause I am >>>>> tired of being terrified that BASIC health care will put me in the >>>>> poor-house. >>>>> >>>>> I volunteer as a firefighter/paramedic.. I am tired of patients >>>>> (sometimes >>>>> in horrific car accidents) that ask me to NOT take them to the hospital >>>>> because they cannot afford it. Imagine looking down on someone that you >>>>> just >>>>> extracted from a car wreck and have strapped to a backboard begging you >>>>> to >>>>> let them up and let them out because of the financial burden of going >>>>> to >>>>> the >>>>> hospital. >>>>> >>>>> I am more than happy to pay for "extra" medical services. Whatever >>>>> those >>>>> may >>>>> be.. Heck, I can even buy more insurance if I need to. I buy extra >>>>> insurance >>>>> riders for my car to cover me when I am driving on private forest-lands >>>>> on >>>>> top of the mandatory insurance needed for my vehicle. >>>>> >>>>> Why are we not having a discussion regarding required insurance for >>>>> vehicles? Aren't you just as p-o-ed that you are required to "pay that >>>>> extra >>>>> tax" to drive your car? >>>>> >>>>> Again.. need more sleep, less coffee.. Sorry to rant so much... >>>>> >>>>> ryan >>>>> >>>>> On Sun, Dec 6, 2009 at 7:09 PM, Nathan Stooke >>>>> <nstooke...@wisperisp.com>wrote: >>>>> >>>>>> Hello, >>>>>> >>>>>> I worked on a programming project for one of the guys that >>>>>> started >>>>>> WedMD years back. He was starting another company that worked with >>>>>> the >>>>>> insurance flow of paper work. He said several times that 70% to 80% >>>>>> of >>>>> the >>>>>> insurance premiums we pay go to the "middle" man and not to pay for >>>>>> the >>>>>> doctors services. >>>>>> >>>>>> My wife is from South Africa where they have a public health >>>>>> care >>>>>> system. One of the fastest growing industries is private healthcare. >>>>>> If >>>>>> you want better service or do not want to wait in huge lines or want >>>>>> to >>>>>> go >>>>>> to the newest hospitals you pay extra to visit the private services. >>>>>> >>>>>> Thanks >>>>>> >>>>>> -----Original Message----- >>>>>> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] >>>>>> On >>>>>> Behalf Of Faisal Imtiaz >>>>>> Sent: Sunday, December 06, 2009 10:22 AM >>>>>> To: 'WISPA General List' >>>>>> Subject: Re: [WISPA] health insurance >>>>>> >>>>>> Yes, we in South Florida have some of the highest insurance rates (all >>>>>> types >>>>>> of insurance). There are many reasons, non of them that make a great >>>>>> deal >>>>>> of >>>>>> sense to me, but I have heard all kinds of excuses... >>>>>> >>>>>> The original point was, >>>>>> Health Care Insurance is a necessity. >>>>>> Health Care Insurance should be a vital benefit, provided by an >>>>>> Employer >>>>>> whenever possible. >>>>>> Health Care Insurance is expensive.... >>>>>> >>>>>> So, How do you set up this benefit so that it makes sense for all >>>>>> (Employer and Employee). >>>>>> >>>>>> There are a number of very effective ways to do this, rather than >>>>>> the >>>>>> drastic options to convert Employees to Contractors... >>>>>> >>>>>> BTW, if you Talk to you Accountant, they will also tell you that >>>>>> simply >>>>>> paying someone on a 1099 as a Contractor, does not make them a >>>>>> contract >>>>>> employee.... There are other 'litmus' tests used to determine the >>>>>> exact >>>>>> status, in-case someone challenges the status quo. >>>>>> >>>>>> >>>>>> Faisal Imtiaz >>>>>> Computer Office Solutions Inc. /SnappyDSL.net >>>>>> Ph: (305) 663-5518 x 232 >>>>>> -----Original Message----- >>>>>> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] >>>>>> On >>>>>> Behalf Of Travis Johnson >>>>>> Sent: Saturday, December 05, 2009 11:06 PM >>>>>> To: fai...@snappydsl.net; WISPA General List >>>>>> Subject: Re: [WISPA] health insurance >>>>>> >>>>>> Ahhhh... now we know.... it's Florida that is causing everyone else's >>>>>> insurance rates to go up... :) >>>>>> >>>>>> We pay about $700/month to cover an entire family (this is just health >>>>>> insurance, the dental and vision is extra). >>>>>> >>>>>> Travis >>>>>> Microserv >>>>>> >>>>>> Faisal Imtiaz wrote: >>>>>>> As a business owner, in Florida, where the Health Insurance is one >>>>>>> of >>>>>>> the highest in the US, we have seeing 15-20% increses every year for >>>>>>> the last few years. >>>>>>> >>>>>>> It is nice to see that you offer 100% health insurance coverage for >>>>>>> all of your Employees, where the company is picking up the Tab for >>>>>>> the >>>>>>> Insurance Premiums. >>>>>>> >>>>>>> Simply for the sake of my understanding, why would you choose to >>>>>>> >>>>>>> " force us to go to a subcontractor type work-force (at least for >>>>>>> 5-10 of our current employees) to get us under the 25 employee limit >>>>>>> and >>>>>> ..... " >>>>>>> offer less benefits for everyone in the company " >>>>>>> >>>>>>> At the end of the day, $412 / employee is not a whole lot of money, >>>>>>> especially when you are talking about a benfit like Health >>>>>> Insurance....... >>>>>>> If you are looking to have some means of off-setting the additional >>>>>>> $$$, would'nt it me easier and better for everyone if you reduced >>>>>>> your >>>>>>> Company provided 100% coverage to let's say 90%, and have the >>>>>>> Employee >>>>>>> pay the other 10% ? >>>>>>> >>>>>>> >>>>>>> What are your current costs for Health Insurnace ? We are seeing >>>>>> typically >>>>>>> $300-$400 / month for a single male, and $1300-$1450 /month for a >>>>>>> family >>>>>>> >>>>>>>> From what we have been seeing in the last few years, including our >>>>>>>> present >>>>>>> coverage increase (approx $8100/year for 3 families)... $412 /year >>>>>>> increase would be a Blessing and a Christmas present... >>>>>>> >>>>>>> ------------------- >>>>>>> >>>>>>> Just a thought. >>>>>>> >>>>>>> >>>>>>> Faisal Imtiaz >>>>>>> Computer Office Solutions Inc. /SnappyDSL.net >>>>>>> Ph: (305) 663-5518 x 232 >>>>>>> -----Original Message----- >>>>>>> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] >>>>>>> On Behalf Of Travis Johnson >>>>>>> Sent: Saturday, December 05, 2009 7:50 PM >>>>>>> To: WISPA General List >>>>>>> Subject: [WISPA] health insurance >>>>>>> >>>>>>> Hi, >>>>>>> >>>>>>> What are everyone else's plans if this new health insurance plan >>>>>>> gets >>>>>>> passed in Congress? We fall in the 25-100 employee category, so they >>>>>>> are estimating our health insurance costs would go up $412 per >>>>>>> employee for us (we already cover 100% of the costs for our >>>>>>> employees). So, basically this would force us to go to a >>>>>>> subcontractor >>>>>>> type work-force (at least for 5-10 of our current employees) to get >>>>>>> us >>>>>>> under the 25 employee limit and offer less benefits for everyone in >>>>>>> the >>>>>> company. >>>>>>> >>>>>>> Once again, it seems our government is stepping in where it doesn't >>>>>> belong. >>>>>>> Either take over the health care system 100% (including funding it), >>>>>>> or leave it alone. >>>>>>> >>>>>>> Travis >>>>>>> Microserv >>>>>>> >>>>>>> >>>>>>> > ---------------------------------------------------------------------- >>>>>>> ------ >>>>>>> ---- >>>>>>> WISPA Wants You! 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Join today! >>>>>> http://signup.wispa.org/ >>>>>> >>>>>> >>>>> > ---------------------------------------------------------------------------- >>>>> ---- >>>>>> >>>>>> WISPA Wireless List: wireless@wispa.org >>>>>> >>>>>> Subscribe/Unsubscribe: >>>>>> http://lists.wispa.org/mailman/listinfo/wireless >>>>>> >>>>>> Archives: http://lists.wispa.org/pipermail/wireless/ >>>> >>>> >>>> >>>> > ---------------------------------------------------------------------------- > ---- >>>> WISPA Wants You! Join today! >>>> http://signup.wispa.org/ >>>> > ---------------------------------------------------------------------------- > ---- >>>> >>>> WISPA Wireless List: wireless@wispa.org >>>> >>>> Subscribe/Unsubscribe: >>>> http://lists.wispa.org/mailman/listinfo/wireless >>>> >>>> Archives: http://lists.wispa.org/pipermail/wireless/ >>> >>> >>> >>> > ---------------------------------------------------------------------------- > ---- >>> WISPA Wants You! Join today! >>> http://signup.wispa.org/ >>> > ---------------------------------------------------------------------------- > ---- >>> >>> WISPA Wireless List: wireless@wispa.org >>> >>> Subscribe/Unsubscribe: >>> http://lists.wispa.org/mailman/listinfo/wireless >>> >>> Archives: http://lists.wispa.org/pipermail/wireless/ >>> >> >> >> > ---------------------------------------------------------------------------- > ---- >> WISPA Wants You! Join today! >> http://signup.wispa.org/ >> > ---------------------------------------------------------------------------- > ---- >> >> WISPA Wireless List: wireless@wispa.org >> >> Subscribe/Unsubscribe: >> http://lists.wispa.org/mailman/listinfo/wireless >> >> Archives: http://lists.wispa.org/pipermail/wireless/ > > > > ---------------------------------------------------------------------------- > ---- > WISPA Wants You! Join today! > http://signup.wispa.org/ > ---------------------------------------------------------------------------- > ---- > > WISPA Wireless List: wireless@wispa.org > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ > > > > > > -------------------------------------------------------------------------------- > WISPA Wants You! Join today! > http://signup.wispa.org/ > -------------------------------------------------------------------------------- > > WISPA Wireless List: wireless@wispa.org > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ -------------- Chuck Bartosch Clarity Connect, Inc. 200 Pleasant Grove Road Ithaca, NY 14850 (607) 257-8268 "When the stars threw down their spears, and water'd heaven with their tears, Did He smile, His work to see? Did He who made the Lamb make thee?" >From William Blake's Tiger!, Tiger! -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
