Dear Sir,You have mentioned some very commonly used apps above. People will more than happy to use them with your guidance. It's better for us that you make some audio tutorials on them. I have started using Paytm recently. I had to struggle a lot initially. But, if I had some tutorial on it, the task would have been much easier. You and some institutes like Saksham can do the job for the benefit of the blind who are not so techno-savvy.
Thank you. Ashik Hirani 8488885998----- Original Message ----- From: "Ajay Minocha" <ajayminoc...@gmail.com> To: "AccessIndia: a list for discussing accessibility and issues concerning the disabled." <accessindia@accessindia.org.in>; "bhawani shankar verma" <bsvermad...@gmail.com>
Sent: Thursday, December 08, 2016 4:48 PMSubject: Re: [AI] For Millions of Indians with Disabilities making online payments is tough call
Hi all, Happy to guide on BOB, HDFC, SBI and paytm Regards, Ajay Sent with AquaMail for Android http://www.aqua-mail.comOn December 8, 2016 3:54:49 PM "bhawani shankar verma" <bsvermad...@gmail.com> wrote:agreed, accessible machines with speech technology is required. UPIinterface is recently launched utility and it will get popularity soon as if the sender and recipient creates vertual address, they need not to disclosethe account details. it will be more safe and secure as the disability is concerned. -----Original Message----- From: Zoher Kheriwala Sent: Thursday, December 08, 2016 11:21 AMTo: AccessIndia: a list for discussing accessibility and issues concerningthe disabled. Subject: Re: [AI] For Millions of Indians with Disabilities making online payments is tough call Dear Ajai, Generating a receipt by POS machine does not confirm the receipt of payment. Sometimes amount is deducted from customers account but transaction gets failed due to server problem. In above case the POS machine generates transaction failed receipt which we have to give to customer as a proof of unsuccessful transaction. We experience same thing on online payment as amount get deducted from our account but the online store does not receive the payment. This is very common with IRCTC web site. Bhawani sir, in today’s competitive market we have to give that payment options which are comfortable to customer, swiping the card is commonly accepted method of cashless transaction. . On 12/8/16, bhawani shankar verma <bsvermad...@gmail.com> wrote:they can give the customer his IFSC code and account number. the customercan transfer money instantly through UPI. as you quoted a small business owner, the transfer limit of Rs.10000/- UPI limit should suffice the matter. ----- Original Message ----- From: "Zoher Kheriwala" <zos...@gmail.com> To: "AccessIndia: a list for discussing accessibility and issues concerning the disabled." <accessindia@accessindia.org.in> Sent: Wednesday, December 07, 2016 7:45 PMSubject: Re: [AI] For Millions of Indians with Disabilities making onlinepayments is tough callHi friends, till now this topic is discussed only from the point of view of blind customer or amount sender only. What about the small business runner who suffers from blindness? the swipe machine or POS machine installed in there shop is not at all accessible. Even you cant memorize the steps to accept the payment as the software of these machines are periodically updated due to security reasons, which makes the accepting process different with each update. Moreover some times due to card failure or network failure a blind shop owner does not come to know that whether the payment received successfully or not. On 12/7/16, bhawani shankar verma <bsvermad...@gmail.com> wrote:i suggest to use UPI app of your bank in particular. in my case it is pnb UPI app and is 90% accessible. Some buttons are to be labled manually. youneed not to register yourself for internet banking etc. you can registerit through your linked mobile number, and debit card with a particular account. the maximum limit is rs.10000/- through this mode. ----- Original Message ----- From: "George Abraham" <geo...@eyeway.org> To: "'AccessIndia: a list for discussing accessibility and issues concerning the disabled.'" <accessindia@accessindia.org.in> Sent: Wednesday, December 07, 2016 3:36 PM Subject: Re: [AI] For Millions of Indians with Disabilities making online payments is tough callRightly said! I see it as an opportunity for us to push for access toall financial services including all websites, apps etc. -----Original Message----- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Leikhu Laishram Leingakpa Sent: 07 December 2016 14:03 To: AccessIndia: a list for discussing accessibility and issues concerning the disabled. Subject: Re: [AI] For Millions of Indians with Disabilities making online payments is tough call Dear all Of course every blind or visually impaired are not literate or tech sabby. This is the case with the non-disabled people too. Moreovercashless is not going to happen overnight. But there are many among uswho are familiar with cashless system and can use without any difficulty. So the debate should be how to make the system accessible and how to remove the administrative bottleneck and properimplementation of the programmes and policies. Just take the instancesof denial of ATM card and cheque facilities by various bank branches. Leikhu Laishram On 12/7/16, Ajay Minocha <ajayminoc...@gmail.com> wrote:Hey George sir,I completely agree but my main concern is the denial towards embracingthe change by those who are teck literate. Regards, Ajay Sent with AquaMail for Android http://www.aqua-mail.com On December 7, 2016 7:11:32 AM "George Abraham" <geo...@eyeway.org> wrote:Ajay,The point is well made. But the point to be noted is that millions ofblind people in India are not computer/tech literate. Most banking facilities are inaccessible and many banks still do not easily provide banking facilities to blind people. Alongside pushing the cashless system, it is important to empower the blind individual, and make accessible the tools of the cashless economy and banks have to start engaging with blind customers. The switchis not quite that simple. This cashless economy makes it all the morecritical that Digital India becomes accessible. Regards, George -----Original Message-----From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] OnBehalf Of Ajay Minocha Sent: 06 December 2016 23:54 To: AccessIndia: a list for discussing accessibility and issues concerning the disabled. Subject: Re: [AI] For Millions of Indians with Disabilities making online payments is tough call Hi sir, Let’s not debate on the advantages and disadvantages of cash and without cash payment systems. As an academician, it’s yourresponsibility to see the positive side of the fast and ever-changing society and impart that knowledge to your students. I still rememberthat example shared on our own list regarding the introduction of computers in government organisations. Though there are people who arehappy to have a free lunch at their workplace but there also exists abunch of individuals who have achieved spectacular growth in their careers using the same technology. Go to the office environment of20/25 years ago and you wouldn’t be able to imagine a blind person ata post higher than a typist/ telephone operator. According to me, every big change comes with a pain but the pain is worth it at the end. I have no intentions of arguing with a senior member but as alist member I feel that a right message must be given to the youngergeneration who considers this list to be the primary source of information. Regards, Ajay On 12/6/16, Chandrashekhar Kulkarni <kulkarni.chandr...@gmail.com> wrote:Dear list memberss, A very interesting and close to heart topic in the present circumstances. According to me the problem is more severe for totallyblind persons. Today there is a loud cry for going in for paperlesscurrency, but has the government really thought about the needs of differently abled persons or the Hon. Prime Minister and his ministry really think that Divyang persons have a Divyang which takes them out of any problems? The Government must think of persons like us not only from the point of view of accessibility but also from safety and security. Sincerely, C. B. Kulkkarni On 06/12/2016, Shyam M. Sayanekar <sayane...@gmail.com> wrote:Ok Ajay, you say it is half full and I will say it is half empty. It is easy to quote proverbs and sayings, but practical difficulties do not get solved by quoting proverbs. You need not accept my views if you disagree with them. Just last month 32 lakh debit cards had to be called off. We hear several cases of the ATM cards getting stuck in the machine. We also hear about the people getting robbed through their credit and debit cards. If it is the case with the sighted people, how difficult it can be for the visually impaired. Yours, professor Shyam M. sayanekar. ----- Original Message ----- From: "Ajay Minocha" <ajayminoc...@gmail.com> To: "AccessIndia: a list for discussing accessibility and issues concerning the disabled." <accessindia@accessindia.org.in> Sent: Tuesday, December 06, 2016 12:23 AMSubject: Re: [AI] For Millions of Indians with Disabilities makingonline payments is tough callHi,It intirely depends on us if we want to see it half empty or halffull. On 12/5/16, Shyam M. Sayanekar <sayane...@gmail.com> wrote:A very good and factbased article. In fact a lot of discussion onthis issue should be unddertaken. Further, the risk factor involved in cashless transactions with regard to the VI also has to be taken into account.Non-availability of network, the phones getting out of range arealso other issues. Professor Shyam M. Sayanekar ----- Original Message ----- From: "Sruti disAbility Rights Centre" <sruti.d...@gmail.com> To: "Dedicated AccessIndia list for discussing accessibility of mobile phones and Tabs." <accessindia@accessindia.org.in> Sent: Monday, December 05, 2016 3:49 PM Subject: [AI] For Millions of Indians with Disabilities making online payments is tough call*http://globalaccessibilitynews.com/2016/11/23/for-millions-of-indians-with-disabilities-making-payments-online-is-tough-call/ <http://globalaccessibilitynews.com/2016/11/23/for-millions-of-indians-with-disabilities-making-payments-online-is-tough-call/>* *BANGALORE, INDIA:* Booking cabs, buying food and making payments onlineseem like they’re just a swipe and a tap away, but for millionsof Indianswith disabilities, these apps are not designed for them to use.According to a study conducted by Centre for Internet and Society (CIS)last month, many of the most-commonly used mobile apps for fooddelivery, online payments, grocery shopping and transportation were not accessible to people with vision disabilities. The study covered 22 apps. The 2011 census puts the number of people with disabilities in the country at 26 million, while advocacy groups say the real figure is closer to 150million. Last year, India recorded nearly nine billion downloadsof mobile-based applications last year.“The national policy for universal electronic accessibility saysthat all IT products and services should be accessible. However, the government is still unable to implement it. Several government apps are inaccessible,”said Nirmita Narasimhan, policy director at CIS. CIS’s survey ofsome keygovernment mobile based applications like My Gov, EPathshala andPrimeMinister Narendra Modi’s official app found them to be severelylacking. The illiterate, aged and those not proficient in English would also struggle with the apps, the study found. The guidelines for government websites laid out accessibility standards in 2009. The 2013 national policy on universal electronic accessibility clearly upholds equal rights “ensuring that accessibility standards and guidelines and universal design concepts are adopted and adhered to.”However, most commonly-used apps fail to follow this. All 22 ofthe apps studied were privately owned but not all were fully compliant with universal standards. Of taxi-hailing apps Meru, Ola and Uber, only Uber was completely accessible to the disabled. The others had mis-labelled or unlabeled buttons and graphics. When it came to food delivery, Zomato was the best at replicating the user experience for people with disabilities. Swiggy and Foodpanda were difficult for new users, and Freshmenu was completely inaccessible. Of the marketplace apps, Amazon and Snapdeal were the only accessible ones. Myntra and Flipkart had incorrectly labelled buttons and misleading graphictags, which made them impossible for people with disabilities touse. For instance, customers would be able to select the product they wanted to buybut had no way of choosing the quantity, the study said. Onlinegrocery delivery apps Grofers and Zop Now were hard for people with disabilities touse, while Big Basket was relatively better though pages changeduringorders. Online payment portals Paytm, Oxigen and FreeCharge wererelatively accessible, the study found.“Designers, developers and industries need to realize that thereare more people out there who use this technology .The market is much bigger and they should work towards being inclusive,” said Narasimhan of CIS.Albinder Dhinda, cofounder of grocery delivery service Grofers,said their app meets all accessibility requirements. “However, the disability tools provided by Google Play Store or the App Store often don’t benefit the user and are hard for them to use. We are trying to make it better. Things likeonline payments won’t be accessible to people with disabilitiesas those apps are supported by third party sites, and don’t fall within our settings. We’re trying to make it better. We’re three years behind the US, in the playground they made. It’ll be a while before we reach their level,” he said. Source: Times of India Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based onthe mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based onthe mails sent through this mailing list..-- Ajay Minocha Mob : +91-9584076767 E mail : ajayminoc...@gmail.com p13aj...@iimidr.ac.in Skype: ajayminocha2 Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking ofthe person sending the mail and AI in no way relates itself to itsveracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..-- Mobile +918080742446 Land line : 0251 2482633 skype ID: chandrashekhar.b.kulkarni Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on themails sent through this mailing list..-- Ajay Minocha Mob : +91-9584076767 E mail : ajayminoc...@gmail.com p13aj...@iimidr.ac.in Skype: ajayminocha2 Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe.To change your subscription to digest mode or make any other changes,please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinkingof the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on themails sent through this mailing list.. Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe.To change your subscription to digest mode or make any other changes,please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinkingof the person sending the mail and AI in no way relates itself to its veracity;2. 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AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibilityof mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibilityof mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibilityof mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinking oftheperson sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..-- together we can and we will make the differnce Zoher Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinking ofthe person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibility ofmobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on the mailssent through this mailing list..-- together we can and we will make the differnce ZoherRegister at the dedicated AccessIndia list for discussing accessibility ofmobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe.To change your subscription to digest mode or make any other changes, pleasevisit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinking of theperson sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on the mailssent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on:http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe.To change your subscription to digest mode or make any other changes, please visit the list home page athttp://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on:http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe.To change your subscription to digest mode or make any other changes, please visit the list home page athttp://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer:1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity;2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..