Wonderful development! A significant step in the right direction! Well done!

-----Original Message-----
From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of 
Prashant Naik
Sent: Tuesday, April 3, 2018 12:53 AM
To: accessindia
Subject: [AI] Banking services for customers with disabilities

Dear List,



There is a positive update on denial of banking services to visually impaired 
customers.



In December 2017, Indian Banks Association (IBA) issued a letter to its member 
banks’ chief executives with a request to add a webpage on their respective 
Bank’s Corporate Websites & also making available copy of ‘Bankers’ Guide for 
Customers with Disabilities’ on the website.



This is an outcome of advocacy and lobbying with IBA as part of IBA Working 
Group on Banking Facilities for Persons with Special Needs. Our moderator 
Harish Kotian, Kanchan Pamnani, Ketan Kothari and Dr. Sam Taraporevala are part 
of the working group.  I am part of all the meetings as my bank’s 
representative with good understanding of both banks and visually impaired 
perspective.  Working group/committee also has many bankers from different 
banks.



Considering banking services denial is mainly an awareness issue with bankers 
(branch staff) due to their lack of knowledge on various policies, acts and 
circulars, one of the solution suggested by us was circulation of webpage 
template for Bank Websites along with Bankers’ Guide.  The template to be used 
as a Model document by the banks. Banks may provide a link to this page on its 
home page and name it appropriately such as “Inclusive Banking” or “Banking 
Facilities for Persons with Special Needs” or “Accessible & Inclusive Banking”.



Harish, Kanchan, Ketan, Dr. Sam and I have worked significantly in developing 
webpage template for IBA and compilation of all the banking related circulars, 
acts, rules, etc. as a guide for bankers.



It’s good to see more than 10 banks have implemented this solution as on date.



This may help us a lot as in case of denial we can request bank staff to check 
his/her bank’s website where information related to his/her bank’s commitment 
to serve disabled without discrimination is mentioned. Page also have internal 
circular numbers, talking ATM list, grievance contact information, web 
accessibility commitment and bankers’ guide book.  I have worked extensively in 
2016 & 2017 in compiling bankers guide book with multiple versions and 
updations.  Happy to see finally it’s approved by IBA committee and made 
available by banks for download.



Below is a list of banks and direct links to the page “Services for Persons 
with Disabilities”



Punjab National Bank - Services for Customers with Disabilities

https://www.pnbindia.in/Services-for-Customers-with-Disabilities.html



Corporation Bank - Services for Customers with Disabilities

https://corpbank.com/node/134534



Bank of Baroda - Services for Customers with Disabilities

https://www.bankofbaroda.com/services-for-customers-with-disabilities.htm



Vijaya Bank - Banking Facilities for Customers with disabilities

https://www.vijayabank.com/Help-Desk/Banking-Facilities-for-Customers-with-disabilities



Andhra Bank - Banking Facilities for persons with special needs

https://www.andhrabank.in/english/Banking-Facilities-for-Persons-with-Special-Needs.aspx



Syndicate Bank - Banking Facilities for Persons with Special Needs

https://www.syndicatebank.in/english/FacilitiesforPersonswithSpecialNeeds.aspx



Yes Bank - Services For Customers With Disabilities

https://www.yesbank.in/services-for-customers-with-disabilities



Citibank India – PDF file Services for customers with disabilities

https://www.online.citibank.co.in/portal/pdf/Services-for-Customers-with-Disabilities.pdf



Bandhan Bank – services for customers with disabilities

https://www.bandhanbank.com/Disabilities.aspx



HDFC Bank – PDF  file Bankers' guide for customers with special needs and PWD - 
HDFC Bank

https://www.hdfcbank.com/assets/pdf/bankers_guide.pdf



UCO bank – PDF  file Bankers’ Guide

https://www.ucobank.com/pdf/BANKERS%27%20GUIDE.pdf



Kotak Mahindra bank - PDF  file List of branches which have ramp

https://www.kotak.com/content/dam/Kotak/Customer-Service/Important-Customer-Information/List-of-Branches-with-Ramps/list-of-branches-with-ramps.pdf



Banks need to put more efforts on awareness through regular emails and internal 
publications.  Also, IBA needs to do follow up with banks for implementation of 
webpage and updation of old circulars on banking facilities for visually 
challenged and removal of discriminatory procedures.  We can spread above 
development for better reach in our community. We have to be well informed 
before visiting bank branch for banking services.


Visit https://talkingatmindia.org/Resources.aspx page regularly for updated 
info on more banks with webpage on services for customers with disabilities and 
banking circulars as well as to download Indian Banks Association Bankers's 
Guide 2017.

Kind regards,

Prashant Naik

9967968881



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