Dear List,


There is a positive update on denial of banking services to visually
impaired customers.



In December 2017, Indian Banks Association (IBA) issued a letter to its
member banks’ chief executives with a request to add a webpage on their
respective Bank’s Corporate Websites & also making available copy of
‘Bankers’ Guide for Customers with Disabilities’ on the website.



This is an outcome of advocacy and lobbying with IBA as part of IBA Working
Group on Banking Facilities for Persons with Special Needs. Our moderator
Harish Kotian, Kanchan Pamnani, Ketan Kothari and Dr. Sam Taraporevala are
part of the working group.  I am part of all the meetings as my bank’s
representative with good understanding of both banks and visually impaired
perspective.  Working group/committee also has many bankers from different
banks.



Considering banking services denial is mainly an awareness issue with
bankers (branch staff) due to their lack of knowledge on various policies,
acts and circulars, one of the solution suggested by us was circulation of
webpage template for Bank Websites along with Bankers’ Guide.  The template
to be used as a Model document by the banks. Banks may provide a link to
this page on its home page and name it appropriately such as “Inclusive
Banking” or “Banking Facilities for Persons with Special Needs” or
“Accessible & Inclusive Banking”.



Harish, Kanchan, Ketan, Dr. Sam and I have worked significantly in
developing webpage template for IBA and compilation of all the banking
related circulars, acts, rules, etc. as a guide for bankers.



It’s good to see more than 10 banks have implemented this solution as on
date.



This may help us a lot as in case of denial we can request bank staff to
check his/her bank’s website where information related to his/her bank’s
commitment to serve disabled without discrimination is mentioned. Page also
have internal circular numbers, talking ATM list, grievance contact
information, web accessibility commitment and bankers’ guide book.  I have
worked extensively in 2016 & 2017 in compiling bankers guide book with
multiple versions and updations.  Happy to see finally it’s approved by IBA
committee and made available by banks for download.



Below is a list of banks and direct links to the page “Services for Persons
with Disabilities”



Punjab National Bank - Services for Customers with Disabilities

https://www.pnbindia.in/Services-for-Customers-with-Disabilities.html



Corporation Bank - Services for Customers with Disabilities

https://corpbank.com/node/134534



Bank of Baroda - Services for Customers with Disabilities

https://www.bankofbaroda.com/services-for-customers-with-disabilities.htm



Vijaya Bank - Banking Facilities for Customers with disabilities

https://www.vijayabank.com/Help-Desk/Banking-Facilities-for-Customers-with-disabilities



Andhra Bank - Banking Facilities for persons with special needs

https://www.andhrabank.in/english/Banking-Facilities-for-Persons-with-Special-Needs.aspx



Syndicate Bank - Banking Facilities for Persons with Special Needs

https://www.syndicatebank.in/english/FacilitiesforPersonswithSpecialNeeds.aspx



Yes Bank - Services For Customers With Disabilities

https://www.yesbank.in/services-for-customers-with-disabilities



Citibank India – PDF file Services for customers with disabilities

https://www.online.citibank.co.in/portal/pdf/Services-for-Customers-with-Disabilities.pdf



Bandhan Bank – services for customers with disabilities

https://www.bandhanbank.com/Disabilities.aspx



HDFC Bank – PDF  file Bankers' guide for customers with special needs and
PWD - HDFC Bank

https://www.hdfcbank.com/assets/pdf/bankers_guide.pdf



UCO bank – PDF  file Bankers’ Guide

https://www.ucobank.com/pdf/BANKERS%27%20GUIDE.pdf



Kotak Mahindra bank - PDF  file List of branches which have ramp

https://www.kotak.com/content/dam/Kotak/Customer-Service/Important-Customer-Information/List-of-Branches-with-Ramps/list-of-branches-with-ramps.pdf



Banks need to put more efforts on awareness through regular emails and
internal publications.  Also, IBA needs to do follow up with banks for
implementation of webpage and updation of old circulars on banking
facilities for visually challenged and removal of discriminatory
procedures.  We can spread above development for better reach in our
community. We have to be well informed before visiting bank branch for
banking services.


Visit https://talkingatmindia.org/Resources.aspx page regularly for updated
info on more banks with webpage on services for customers with disabilities
and banking circulars as well as to download Indian Banks Association
Bankers's Guide 2017.

Kind regards,

Prashant Naik

9967968881



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