I have a joint account in IndusInd Bank with my nephew, so can't
really see what's the problem here.

On 4/22/19, Payal Kapoor <paya...@gmail.com> wrote:
> hi,
> this sounds rather bizzare to me but, when working on opening a joint
> account in ICICI bank with my sister, they seem to have an objection
> on the ground that i may not know if she signs a cheque and withdraws
> money since i am blind.
> somehow, the same doesn't apply to either of my parents being a joint
> account holder. doesn't the same apply to them going by their
> assumption? i did mention that it was my responsibility and would
> worry about the withdrawals; but they want me to look at it from the
> bank's point of view regarding the presumed uninformed withdrawals.
> they are to get back to me on this finally tomorrow and they may just
> deny me an account; or maybe not.
> what i want to know is- should there be any such objection on the part
> of the bank at all? the choice of joing account holder is a personal
> decision independent of the bank's concern and choice?
> any insight will elp. i am willing to drop the whole joiing account
> thing totally, but need to drive this point home first.
> if there is any contradicting opinion about this, from what i
> understand, i'd appreciate information.
> Thanks,
> Payal
>
>
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Safe in India Foundation
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