Payal, My wife and I operate 4 joint accounts. The banks are ICICI, HDFC, South Indian Bank and Oriental Bank of Commerce. These are accounts where I manage the funds mainly using NEFT.IMPS etc. Likewise all the accounts my wife operates are also held jointly with me. The banks have had no problem.
Best, George -----Original Message----- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Payal Kapoor Sent: Monday, April 22, 2019 7:04 PM To: accessindia@accessindia.org.in Subject: [AI] ICICI Bank questioning my choice of joint account holder on ground of blindness hi, this sounds rather bizzare to me but, when working on opening a joint account in ICICI bank with my sister, they seem to have an objection on the ground that i may not know if she signs a cheque and withdraws money since i am blind. somehow, the same doesn't apply to either of my parents being a joint account holder. doesn't the same apply to them going by their assumption? i did mention that it was my responsibility and would worry about the withdrawals; but they want me to look at it from the bank's point of view regarding the presumed uninformed withdrawals. they are to get back to me on this finally tomorrow and they may just deny me an account; or maybe not. what i want to know is- should there be any such objection on the part of the bank at all? the choice of joing account holder is a personal decision independent of the bank's concern and choice? any insight will elp. i am willing to drop the whole joiing account thing totally, but need to drive this point home first. if there is any contradicting opinion about this, from what i understand, i'd appreciate information. Thanks, Payal Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
