Hi Austin, There is absolutely no way you can be denied a credit card on the basis of you being blind. I currently hold multiple cards from different banks. Had significant diffculties with some of them. But is you persist and escalate the matter to the top management, the issue should get resolved. We often will have to fight, but things should get done eventually. My first credit card was from ICICI. They initially refused me a card on the basis of me not signing. But after I persisted and complained about the issue, eventually they provided the card. I faced some issues with Axis Bank as well, but eventually they also provided. With ICICI, you can start an instant account through the iMobile app using Aadhar. Afterwards, check on Amazon/amazonpay, if you are eligible for an Amazon Pay ICICI card. If you have an existing relation with the bank, they will generate your card within a minute, and the physical card should reach you within a week. The one provider with whom I faced no issue whatsoever, it was American Express. I applied online, and the entire process was smooth didn't create any fuss about disability or signature. They don't offer life time free credit cards usually, and their cards have acceptability issues in POS terminals at times. If your area is serviceable for Amex, its worth exploring though as there are other benefits with an Amex card. And do let me know if you are planning to apply for any Amex cards, can help you with fee reduction and initial welcome option. Regards,
On 6/15/21, shahid.se...@gmail.com <shahid.se...@gmail.com> wrote: > Hey Austin, > > Primary prerequisite for getting Credit card is your Cibil score I think > minimum should be 750. > > If you have a signature guide or can manage to sign I'd advise you to apply > online and never furnish anything concerning your disability. > > I hold 3 to 4 credit cards and among them recently I took Citi card where I > failed to comply with video KYC because of not being able to focus the KYC > documents properly 😊.Then an executive came to my place and took my KYC > documents. > > Visit to indianmoney.com to check your Cibil score freely. > > --- > > -----Original Message----- > From: accessindia@accessindia.org.in <accessindia@accessindia.org.in> On > Behalf Of Austin Pinto > Sent: Tuesday, June 15, 2021 9:36 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] are we not entitled for a credit card? > > > > that is 1 thing for which i want to change my bank. > > another thing for which i want to change is there is no branch near my > house. > > so as my brother who is not vi has an account in icici bank, i thought of > the same. > > so i wanted to know how are icici bank with regards to giving cards to us. > > > > On 6/15/21, SC Vashishth < <mailto:subhashvashis...@gmail.com> > subhashvashis...@gmail.com> wrote: > >> Dear Austin, > >> > >> You need not change the bank for this reason. This is simply > >> discrimination on the basis of disability. Write a complaint to the > >> ccpd by email and things should settle in a while. No bank can deny > >> any financial products or services to persons with disabilities > >> (blindness). By moving away from the bank, you will take away the > >> opportunity from the bank of learning a lesson of awareness. > >> > >> How to write a petition to ccpd and the format thereof can be accessed > >> from the website link below: > >> > >> <https://www.disabilityrightsindia.com/p/writing-petition.html?m=1> >> https://www.disabilityrightsindia.com/p/writing-petition.html?m=1 > >> > >> Hope it helps. > >> > >> Regards > >> > >> Subhash Chandra Vashishth > >> Advocate > >> > >> > >> > >> On Tue, 15 Jun 2021 at 8:49 PM, Austin Pinto > >> < <mailto:austinpinto.xavi...@gmail.com> austinpinto.xavi...@gmail.com> > >> wrote: > >> > >>> hi all. > >>> so i have an account in Bank of Baroda Colaba branch. > >>> i got atm card with this account. > >>> today i went to apply for a credit card they said, they dont give > >>> credit card to blind people, i am writing the words in which they > >>> said. > >>> so are we not entitled for a credit card? > >>> i got very angry and am thinking of changing the bank that i have my > >>> account to icici bank. > >>> does any1 have a credit card with icici bank or bank of baroda? > >>> is there any circular that i can show them if they dont give me the >>> card? > >>> > >>> > >>> -- > >> Warm regards, > >> > >> Subhash Chandra Vashishth > >> MIRPM, LLB, MA (Economics), MSW, Accessibility Expert CPABE Level III > >> Advocate, Specialist- Accessibility, Universal Design & Diversity > >> Inclusion Co-Founder & Director, CABE Foundation Country > >> Representative India - G3ict/SmartCities4All > >> Mobile: +91 (11) 9811125521 | > >> email: <mailto:subhashvashis...@gmail.com> subhashvashis...@gmail.com | >> <mailto:i...@subhashvashishth.com> i...@subhashvashishth.com > >> <http://www.subhashvashishth.com> www.subhashvashishth.com | >> <http://www.cabefoundation.com> www.cabefoundation.com | > >> <http://www.disabilityrightsindia.com> www.disabilityrightsindia.com >> Linkedin > >> < <https://www.linkedin.com/in/subhashvashishth/> >> https://www.linkedin.com/in/subhashvashishth/> | Facebook > >> < <https://www.facebook.com/subhash.vashishth> >> https://www.facebook.com/subhash.vashishth> | Twitter > >> < <https://twitter.com/SCVashishth> https://twitter.com/SCVashishth> | >> Instagram > >> < <https://www.instagram.com/subhashvashishth/> >> https://www.instagram.com/subhashvashishth/> > >> < <https://www.accessibilityassociation.org/cpabeoverview> >> https://www.accessibilityassociation.org/cpabeoverview> > >> > >> -- > >> Disclaimer: > >> 1. Contents of the mails, factual, or otherwise, reflect the thinking > >> of the person sending the mail and AI in no way relates itself to its > >> veracity; > >> > >> 2. AI cannot be held liable for any commission/omission based on the > >> mails sent through this mailing list.. > >> > >> > >> Search for old postings at: > >> <http://www.mail-archive.com/accessindia@accessindia.org.in/> >> http://www.mail-archive.com/accessindia@accessindia.org.in/ > >> --- > >> You received this message because you are subscribed to the Google > >> Groups "AccessIndia" group. > >> To unsubscribe from this group and stop receiving emails from it, send > >> an email to <mailto:accessindia+unsubscr...@accessindia.org.in> >> accessindia+unsubscr...@accessindia.org.in. > >> To view this discussion on the web visit > >> >> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAN2%3D1h4Uh_CWNTGDUjiYxviEYKg4OH8n%2B6%3DrwCcLtUaXQy0Hqw%40mail.gmail.com> >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAN2%3D1h4Uh_CWNTGDUjiYxviEYKg4OH8n%2B6%3DrwCcLtUaXQy0Hqw%40mail.gmail.com. > >> > > > > > > -- > > to listen to the Blind Android Users Podcast visit. > > <http://www.blindandroidusers.com> www.blindandroidusers.com > > To join our mailing list, send those “join requests” to: > > <mailto:blindandroidusers+subscr...@groups.io> > blindandroidusers+subscr...@groups.io > > You may follow us on twitter using our handle: > > @BlindDroidUsers > > <https://twitter.com/@BlindDroidUsers> > https://twitter.com/@BlindDroidUsers > > We do have a Telegram group that you can join and share stories or whatever > with our members at: > > <https://t.me/ANATAD> https://t.me/ANATAD > > > > -- > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > > > > Search for old postings at: > > <http://www.mail-archive.com/accessindia@accessindia.org.in/> > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > --- > > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > > To unsubscribe from this group and stop receiving emails from it, send an > email to <mailto:accessindia+unsubscr...@accessindia.org.in> > accessindia+unsubscr...@accessindia.org.in. > > To view this discussion on the web visit > <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAPeFyi_4kZ%3DMCST%2B-DH983Wrph1Scvp1Lw_XbLi%2Bqu9MQ-DDqw%40mail.gmail.com> > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAPeFyi_4kZ%3DMCST%2B-DH983Wrph1Scvp1Lw_XbLi%2Bqu9MQ-DDqw%40mail.gmail.com. > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to accessindia+unsubscr...@accessindia.org.in. > To view this discussion on the web visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/01dc01d76203%24583bb190%2408b314b0%24%40gmail.com. > -- Dr. Mahesh S. Panicker Assistant Professor, Department of Political Science, Lady Shri Ram College for Women, Lajpat Nagar New Delhi 110024 -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to accessindia+unsubscr...@accessindia.org.in. To view this discussion on the web visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAFAyNEPV0vfMNjLL-tw-xHdReguGaqynYK9ZqXz2SBxnOF4vHQ%40mail.gmail.com.
