Hi,
1. All these apps mentioned also utilise "UPI" apart from credit card.
One only needs the debit card.
2. One needs to link their bank account using the debit card details for
first time setup. Important, one would need the same number on the phone
using the GPay or PayTM as it would require sending SMS from your phone
in order to setup UPI.
3. Once the registration completed, one would need to setup a UPI pin
which is either of four or six digits depending on the bank. GPay would
tell the length of the pin required.
4. Now, your UPI ID will be created automatically. Please note that
multiple UPI IDs can be created for one account.
5. While making payment through GPay, you would not require to enter
your UPI id but only need to remember your UPI pin you had created
during setup. However, few apps like Amazon or IRCTC also allow you to
make payments using 3rd party apps "Other UPI apps" such as GPay or
PayTM and there you would need to enter your UPI Id.
6. In GPay, you can almost make any kind of payment be it your landline
bill, or any other utility bill. Just need to find the right category.
7. The payment can also be made to any phone number if other person is
using the same app.
Hope this clears most of the doubts.
With best regards,
Satguru Rathi.
Mobile: +919871489945
On 8/5/2023 8:03 AM, Yamuna Jivana Dasa (Yogan Khandoo) wrote:
I don't have credit card, only debit card. Will it still work? Do you
link the Google Pay with the bank account or the bank card? Really
nervous about exposing my money this way.
YJd
-----Original Message----- From: bhargavvaghasiy...@gmail.com
Sent: Friday, August 04, 2023 9:16 PM
To: accessindia@accessindia.org.in
Subject: RE: [AI] PayTM or Google Pay?
Even Google pay has option to pay any bill using Credit card.
-----Original Message-----
From: accessindia@accessindia.org.in <accessindia@accessindia.org.in>
On Behalf Of Mohib Anwar Rafay
Sent: Friday, August 4, 2023 8:08 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] PayTM or Google Pay?
Use google pay, as Paytm has few accessibility issues with talkback.
Furthermore, paytm is not allowing the new users to complete KYC,
resultantly you won't be able to use paytm wallet to its fullest
capacity. For bill pay, money transfer and recharges google pay app is
just fine, however g pay has not wallet unlike paytm. You can link
your rupay credit cards in both the apps for seemless qr scan payment
at the stores. In case you might have further specific question, you
are welcome. .
On 8/4/23, Yamuna Jivana Dasa (Yogan Khandoo) <ykhan...@gmail.com> wrote:
Anybody here used both PayTM and Google Pay?
I’ve never used either of them and would like some comparison
regarding which platform is:
1. Most accessible to Talkback or Jaws; 2. Used by most providers in
India such as Government Electricity and gas supplier, phone companies
Etc.
Any thoughts will be welcome.
Thanks.
YJd
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Mohib Anwar Rafay
Phone: +919999996464
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