Hi Yadav,

They are not only using cheque book for bills,
installment of loans, etc., but also for other
purpose. In other words, they are using this facility
for all purpose like sighted person uses.
--- "YADAV,  D. N" <[EMAIL PROTECTED]> wrote:

> Hi Vijay,
> 
> Cheque book is really a contentious issue.  To my
> knowledge VI people issued
> chequebook, could use only for bill/installment
> payments like electricity,
> housing, etc. with prior verification seal from
> concerned banks.  You must
> find out VI cheque users if they could use it for
> other than that?  If
> former be the case, is it really useful to avail
> this facility for VI?
> Instead, going for online fund transfer,
> billpayments with your user ID
> PASSWORD IS more easier & foolproof.
> 
> Bankers have very befitting reason against providing
> the facility because
> even the slightest mismatch evokes financial
> charges, & 'thumb impression'
> can never be verified by the bank simultaneously
> while making payment to
> establish the veracity of actual customer.  However,
> if it's that essential,
> one can go for jt. ac with a sighted relative where
> chequebook is hundred %
> permissible.  I am not a banker, hence it may not be
> an expert opinion but
> that is what I have experienced.
>  
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