Hi Witness is required at the time of submission of documents. This is a one time activity for that loan.
I think this is ok. Harish. ----- Original Message ----- From: "Mahesh Panicker" <[EMAIL PROTECTED]> To: <accessindia@accessindia.org.in> Sent: Wednesday, July 30, 2008 1:06 AM Subject: Re: [AI] facilities given by punjab national bank to visuallyimpaired persons >I am afraid this means that the same kind of dificulties that are > particularly associated with PNB is to be continued in a different way. the > procedure for issuing ATMs remains rather complex and long, and the idea of > the witness can be used to trouble a visually challenged person as has been > happening more often than not. > > On 7/29/08, kishanlal <[EMAIL PROTECTED]> wrote: >> >> >> >> PUNJAB NATIONAL BANK >> >> RETAIL BANKING DIVISION >> >> HO: 5, SANSAD MARG, NEW DELHI >> >> >> >> TEL: 23715042, 23716186. >> >> FAX Nos.- 011-23719092, 23359308 >> >> >> >> >> >> RBD ADV CIR. 30/08 >> >> >> >> I >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> RBD >> Dated: >> 03.07.2008 >> >> >> >> TO ALL OFFICES >> >> >> >> >> RETAIL BANKING DIVISION: ADVANCES: CIRCULAR NO: 30 >> >> >> RETAIL LOANS TO VISUALLY CHALLENGED PERSONS >> >> >> >> RBI, vide Notification dated 4.6.2008, has, inter alia, advised to ensure >> that retail loans are invariably offered to the visually challenged persons >> without any discrimination. >> >> >> >> 2. It may be noted that a blind person of sound mind is competent to >> contract, as such there is no legal bar for granting of loans to blind >> persons. All concerned are, therefore, advised to ensure that retail loans >> are not denied to the visually impaired persons. >> >> >> >> 3. As regards the procedure and precautions required to be taken for >> execution of documents, it is advised that all documents to be executed by >> the blind persons be witnessed by two witnesses. A declaration be obtained >> from the witnesses to the effect that the documents have been read over and >> understood by the blind person in their presence who after understanding the >> consequences thereof has put his signature in their presence. >> >> >> >> 4. The other precautions as provided by the Bank for opening of the >> accounts by the blind persons be also taken care of. In some of the States, >> documents evidencing creation of mortgage needs to be stamped. In such >> States, the mortgage deed can be got registered. Further, where the blind >> person is conversant with Braille language, the documents in the said >> language may be provided to him/her (optional). >> >> >> >> >> >> -2- >> >> >> >> >> >> >> >> >> >> >> >> 5. All concerned are advised to note the above guidelines for >> compliance. >> >> >> >> >> >> >> >> (SC BITHAL) >> >> DEPUTY GENERAL MANAGER >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> >> PUNJAB NATIONAL BANK >> >> ZONAL OFFICE: JAIPUR >> >> (INFORMATION TECHNOLOGY DEPARTMENT) >> >> >> >> >> >> 1.11.2007 >> >> >> >> >> >> >> >> The Regional Manager/Senior Regional Manager, >> >> Regional Office/Integrated Zonal Office, >> >> Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur. >> >> >> >> Reg: Issuance of ATM/Debit Card to blind persons. >> >> >> >> >> >> HO: OP&SD vide their letter dated 29.10.2007 have decided as under: >> >> >> >> ATM cards to visually challenged persons may be issued considering the >> merits of each applicant. In such cases, specific request with full >> justification be sent to OPSD, Head Office, New Delhi for their approval for >> issuance of card. >> >> >> >> You are requested to ensure strict compliance of the same at each CBB >> centre under your jurisdiction. >> >> >> >> SD/- >> >> Deputy General Manager >> >> >> >> CC: TheSeniorManager,Marketing/Inspection&Audit/Planning&Development >> Department, Zonal Office, Jaipur for information and necessary action in the >> matter at the point of need. >> >> >> >> >> >> Deputy General Manager >> >> >> >> With warm regards >> Yours sincerely >> Kishanlal Sharma >> Mobile: 09413849638 >> Join Access India convention: For updates on it visit: >> http://accessindia.org.in/harish/convention.htm >> Registration is now open! >> >> To unsubscribe send a message to [EMAIL PROTECTED] the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> > > > > -- > Mahesh S. Panicker > room no. 121; > Kaveri-hostel; > Jawaharlal Nehru university new delhi 110067 india. > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to [EMAIL PROTECTED] with the subject > unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
