technicaly its a one time activity. however my experience with PNB suggests otherwise. each time I needed to withdraw money, they needed someone to witness it. it really is a trouble for the VC person. in fact, it was this problem that really forced me into a 6 month long struggle with the bank for an ATM card.
On 7/30/08, Harish Kotian <[EMAIL PROTECTED]> wrote: > > Hi > Witness is required at the time of submission of documents. This is a one > time activity for that loan. > > I think this is ok. > Harish. > > ----- Original Message ----- > From: "Mahesh Panicker" <[EMAIL PROTECTED]> > To: <accessindia@accessindia.org.in> > Sent: Wednesday, July 30, 2008 1:06 AM > Subject: Re: [AI] facilities given by punjab national bank to > visuallyimpaired persons > > > >I am afraid this means that the same kind of dificulties that are > > particularly associated with PNB is to be continued in a different way. > the > > procedure for issuing ATMs remains rather complex and long, and the idea > of > > the witness can be used to trouble a visually challenged person as has > been > > happening more often than not. > > > > On 7/29/08, kishanlal <[EMAIL PROTECTED]> wrote: > >> > >> > >> > >> PUNJAB NATIONAL BANK > >> > >> RETAIL BANKING DIVISION > >> > >> HO: 5, SANSAD MARG, NEW DELHI > >> > >> > >> > >> TEL: 23715042, 23716186. > >> > >> FAX Nos.- 011-23719092, 23359308 > >> > >> > >> > >> > >> > >> RBD ADV CIR. 30/08 > >> > >> > >> > >> I > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > RBD > Dated: > >> 03.07.2008 > >> > >> > >> > >> TO ALL OFFICES > >> > >> > >> > >> > >> RETAIL BANKING DIVISION: ADVANCES: CIRCULAR NO: 30 > >> > >> > >> RETAIL LOANS TO VISUALLY CHALLENGED PERSONS > >> > >> > >> > >> RBI, vide Notification dated 4.6.2008, has, inter alia, advised to > ensure > >> that retail loans are invariably offered to the visually challenged > persons > >> without any discrimination. > >> > >> > >> > >> 2. It may be noted that a blind person of sound mind is competent > to > >> contract, as such there is no legal bar for granting of loans to blind > >> persons. All concerned are, therefore, advised to ensure that retail > loans > >> are not denied to the visually impaired persons. > >> > >> > >> > >> 3. As regards the procedure and precautions required to be taken > for > >> execution of documents, it is advised that all documents to be executed > by > >> the blind persons be witnessed by two witnesses. A declaration be > obtained > >> from the witnesses to the effect that the documents have been read over > and > >> understood by the blind person in their presence who after understanding > the > >> consequences thereof has put his signature in their presence. > >> > >> > >> > >> 4. The other precautions as provided by the Bank for opening of > the > >> accounts by the blind persons be also taken care of. In some of the > States, > >> documents evidencing creation of mortgage needs to be stamped. In such > >> States, the mortgage deed can be got registered. Further, where the > blind > >> person is conversant with Braille language, the documents in the said > >> language may be provided to him/her (optional). > >> > >> > >> > >> > >> > >> -2- > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> 5. All concerned are advised to note the above guidelines for > >> compliance. > >> > >> > >> > >> > >> > >> > >> > >> (SC BITHAL) > >> > >> DEPUTY GENERAL MANAGER > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> > >> PUNJAB NATIONAL BANK > >> > >> ZONAL OFFICE: JAIPUR > >> > >> (INFORMATION TECHNOLOGY DEPARTMENT) > >> > >> > >> > >> > >> > >> 1.11.2007 > >> > >> > >> > >> > >> > >> > >> > >> The Regional Manager/Senior Regional Manager, > >> > >> Regional Office/Integrated Zonal Office, > >> > >> Sriganganagar/Alwar/Bharatpur/Jodhpur/Jaipur. > >> > >> > >> > >> Reg: Issuance of ATM/Debit Card to blind persons. > >> > >> > >> > >> > >> > >> HO: OP&SD vide their letter dated 29.10.2007 have decided as under: > >> > >> > >> > >> ATM cards to visually challenged persons may be issued considering the > >> merits of each applicant. In such cases, specific request with full > >> justification be sent to OPSD, Head Office, New Delhi for their approval > for > >> issuance of card. > >> > >> > >> > >> You are requested to ensure strict compliance of the same at each CBB > >> centre under your jurisdiction. > >> > >> > >> > >> SD/- > >> > >> Deputy General Manager > >> > >> > >> > >> CC: TheSeniorManager,Marketing/Inspection&Audit/Planning&Development > >> Department, Zonal Office, Jaipur for information and necessary action in > the > >> matter at the point of need. > >> > >> > >> > >> > >> > >> Deputy General Manager > >> > >> > >> > >> With warm regards > >> Yours sincerely > >> Kishanlal Sharma > >> Mobile: 09413849638 > >> Join Access India convention: For updates on it visit: > >> http://accessindia.org.in/harish/convention.htm > >> Registration is now open! > >> > >> To unsubscribe send a message to > [EMAIL PROTECTED] the subject unsubscribe. > >> > >> To change your subscription to digest mode or make any other changes, > >> please visit the list home page at > >> > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > >> > > > > > > > > -- > > Mahesh S. Panicker > > room no. 121; > > Kaveri-hostel; > > Jawaharlal Nehru university new delhi 110067 india. > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > > Registration is now open! > > > > To unsubscribe send a message to [EMAIL PROTECTED] the subject unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > Registration is now open! > > To unsubscribe send a message to [EMAIL PROTECTED] the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > -- Mahesh S. Panicker room no. 121; Kaveri-hostel; Jawaharlal Nehru university new delhi 110067 india. Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm Registration is now open! To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
