1. When we talk about the disabled, let us also think of those who are
not visually challenged and those who cannot use assistive technologies
to work productively.
2. Even those who have access to assistive technologies seldom get an
opportunity to work or earn a living.
3. Lots of people become disabled in the middle age, due to accidents or
disease, and are not able to get proper rehab inputs and usually retire
early. Let us not forget that not every person has a pensionable job.
4. And, there are the cases where disabled persons live off
inheritances or endowments made in their names.
In a country which can afford to spend thousands of crores on
poorly-targetted welfare schemes (Remember Rajiv Gandhi admitting that
just 15 paisa of every welfare Rupee reaches the targeted needy. His
son has revised the figure to 5 paisa after e-governance has been
introduced. (smile)), I don't think we need to feel too guilty about
asking for a 0.5% additional interest for bank deposits of the disabled.
After all, it will be a well-targetted scheme, benefiting only those who
are disabled and their families. And, it is going to cost just a
fraction of the Rs 60,000 crores written off in farms loans waiver
recently.
As I said, it may be fashionable to claim we are equal to the
able-bodied in all respects and have to be treated equally, but, let us
admit that both assumptions are far from reality.
Rgds
RS
-----Original Message-----
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of niranjanraj
urs
Sent: Tuesday, February 10, 2009 2:48 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Bank intrest for the disabled people
Congradulations Subramanian for being brave to say what you think as
right. There is no end if one section of society goes on asking for
concessions for itself. One has also to care for the paying capacity
of the system at large. The concession under the Income tax law for PH
is based on the premise that the handicap limits the earning capacity
of the individual. as such, one cannot draw anology between IT
concession and concession in the form of higher interest to PH
persons. If I am correct, banks do give concessions in interest on
loans advanced under self employment schemes, for which there
certainly exist a rationale.
I therefore urge my friends on the list to please think of ways and
means for reaching out assistive technologies to not so well to do
friends among us, of making software developers to come up with
screen reading tools in vernacular languages and reaching out these
softwares at affordable prices etc.
Niranjan
On 2/10/09, Subramani L <lsubram...@deccanherald.co.in> wrote:
Whenever we think of more 'incentives', the question we confront is:
if
we can demand equality and special treatment of some sort at the same
time?
Though some of us work and pursue careers of our choice, the same
can't
be said about others, so in the first place where is the question of
having large savings for those who don't have high income or don't
work
in sunrise industries? Secondly, on the contrary, those who pursue
careers that fetch them good income: how can we ask for special
interests if we work on equal terms with others? These are questions I
often get when I think of the subject, but I am not successful in find
answers.
Subramani
-----Original Message-----
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of
mukeshbhai
Sent: Monday, February 09, 2009 10:35 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Bank intrest for the disabled people
Yes,
This is really new and good topic to be discussed.
I agree with you Prafulbhai.
Handicapped must have such benefits
Thanks and Regards,
Dr. Mukesh Patel
Principal
Physiotherapy College for The Blind,
Ahmedabad.
E Mail: ptmuk...@gmail.com
----- Original Message -----
From: "Praful Vyas" <prafulnv...@gmail.com>
To: "accessindia" <accessindia@accessindia.org.in>
Sent: Tuesday, February 03, 2009 6:27 PM
Subject: [AI] Bank intrest for the disabled people
Dear Friends,
Herewith, I put a new topic for discussion before my learned
Accessindian
friends.
All banks are given half percent more interest on all type of fixed
deposits to the senior citizens than other. I believe that this
benefit
should also be given to the persons with disabilities. Please give
your
views.
Yours Sincerely,
Praful Vyas,
Hon. Secretary,
Andhjan Kalyan Trust,
Behind Jain Derasar, Station Plot,
Dhoraji-360410.
Dist. Rajkot, Gujarat, India.
E-mail:
aktr...@sancharnet.in
prafulnv...@gmail.com
Website: http://www.aktrust.org
Phone: 91-2824-223502,
Fax: 91-2824-223502,
Mobile: +919428261878.
Please visit the Give India site to see our Profile and support us-
http://www.giveindia.org/m-116-andhjan-kalyan-trust.aspx
And also visit at
www.carencureindia.org/aktrust.asp
All Donation Enjoy 50% Exemption Under Section 80 G 5 of the Income
Tax
Act
1961
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