Naturally article 14 of constitution places all on equal footing, taking
relevant factors into account whenever necessary.
In legal terminology, we call it as non-arbitrariness, and classification based
on intelligible differentia having rational nexus to objective to be achieved.
If disability can be proved to have any rational nexus with objective to be
achieved, then legitimate differentiation may be permitted.
I am afraid visual disability does not have any such nexus in matter of
banking facilities, and so differentiation based on it is arbitrary and bad in
law.
Regards
"Perhaps our role on this planet is not to worship God-- but to create Him."
--Arthur C. Clarke
(Rajesh Asudani)
Assistant General Manager,
Reserve Bank of India
Nagpur
09420397185
O: 0712 2806676
Res: 0712 2591349
-----Original Message-----
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
VERMA
Sent: Monday, May 24, 2010 7:36 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Difficulties in Banking
what about those blind persons availing check book and other banking
facilities before the laws framed, even this pwd act 1995?
----- Original Message -----
From: "Asudani, Rajesh" <rajeshasud...@rbi.org.in>
To: <accessindia@accessindia.org.in>
Sent: Monday, May 24, 2010 5:52 PM
Subject: Re: [AI] Difficulties in Banking
> No, it is not question of ego.
> It is the question of rule of law versus arbitrariness!
>
>
> Regards
>
> "Perhaps our role on this planet is not to worship God-- but to create
> Him."
>
> --Arthur C. Clarke
>
> (Rajesh Asudani)
>
> Assistant General Manager,
> Reserve Bank of India
> Nagpur
> 09420397185
> O: 0712 2806676
> Res: 0712 2591349
>
>
>
>
> -----Original Message-----
> From: accessindia-boun...@accessindia.org.in
> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani,
> Rajesh
> Sent: Monday, May 24, 2010 5:50 PM
> To: accessindia@accessindia.org.in
> Subject: Re: [AI] Difficulties in Banking
>
> If the customer is a major, why should he, on earth produce NOC from
> parents?
>
>
> Regards
>
> "Perhaps our role on this planet is not to worship God-- but to create
> Him."
>
> --Arthur C. Clarke
>
> (Rajesh Asudani)
>
> Assistant General Manager,
> Reserve Bank of India
> Nagpur
> 09420397185
> O: 0712 2806676
> Res: 0712 2591349
>
>
>
> -----Original Message-----
> From: accessindia-boun...@accessindia.org.in
> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
> Sent: Monday, May 24, 2010 5:26 PM
> To: accessindia@accessindia.org.in
> Subject: Re: [AI] Difficulties in Banking
>
> Dear Sir,
>
> The customer is trying to satisfy his ego. Otherwise, he should have
> produced NOC or any such endorsement from his parrents. The problems
> might
> have been solved. Details of this blind customer have not been discussed
> in
> the list. There are number of blind customers availing ATM, cheque book
> and
> other facilities from PNB.
>
> Regards.
> Kamal Verma
> ----- Original Message -----
> From: "Asudani, Rajesh" <rajeshasud...@rbi.org.in>
> To: <accessindia@accessindia.org.in>
> Sent: Monday, May 24, 2010 4:56 PM
> Subject: Re: [AI] Difficulties in Banking
>
>
>> Who is bloody branch manager to sit in judgment over rules framed
>> by regulator?
>> If he/she has to question them, let him represent to central bank or
>> government, for the time, rules are there, he has to comply with them.
>> If we give in to approach of petty functionaries thwarting rules, there
>> will be no rule of law in this country.
>> Moreover, why does anybody require banking facilities? So, there is no
>> rational behind this question.
>> And, about ATM, bank is not responsible anyway for misuse or loss.
>> Check book is another matter, and I have time and again pointed out the
>> lacunae in the policy pertaining to it.
>> So, we can not hold bankers denying it to fault.
>>
>> Regards
>>
>> "Perhaps our role on this planet is not to worship God-- but to create
>> Him."
>>
>> --Arthur C. Clarke
>>
>> (Rajesh Asudani)
>>
>> Assistant General Manager,
>> Reserve Bank of India
>> Nagpur
>> 09420397185
>> O: 0712 2806676
>> Res: 0712 2591349
>>
>>
>>
>> -----Original Message-----
>> From: accessindia-boun...@accessindia.org.in
>> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
>> Sent: Monday, May 24, 2010 4:51 PM
>> To: accessindia@accessindia.org.in
>> Subject: Re: [AI] Difficulties in Banking
>>
>> Hello,
>>
>> Noone has to deform such a pioneer corporate like PNB. RBI framed rules
>> and
>> circulars, but being a Branch Manager, it seems impractical to issue ATM
>> card to the blind customers. Let me argue the matter with the blind
>> customer
>> who is in need of ATM card and cheque book. Why does he need ATM card and
>> cheque book and how shall I issue? Let him convince me.
>>
>> Thanks.
>> Kamal Verma
>> ----- Original Message -----
>> From: "Mahesh Panicker" <maheshspanic...@gmail.com>
>> To: <accessindia@accessindia.org.in>
>> Sent: Monday, May 24, 2010 12:41 PM
>> Subject: Re: [AI] Difficulties in Banking
>>
>>
>>> dear Mr. Verma. .
>>> surprised to know someone has something nice to say about PNB. I
>>> haven't find many other organizations as obnoxious as PNB is. I had a
>>> real struggle to get my ATM card from PNB. in fact, I'd contacted the
>>> higher authorities as well. but at the end of the day, I had to
>>> complaint to the RBI, and also to the NHRC and the government of India
>>> ministry of finance to get my card. after all that, I got my card
>>> after a good 7 months. recently too, I had a terrible time with the
>>> PNB, when I applied for a check book. as I already mentioned, this
>>> happened after I submitted the RBI circular on the rights of the
>>> disabled on banking facility.
>>> and then we all have the story of a visually challenged being asked to
>>> provide a NOC from the parents to avail an ATM card. have you heard of
>>> anything more obnoxious?
>>> banks in general, and PNB in particular have a horrible record when it
>>> comes to acknowledging the rightful claims of the disabled. so we have
>>> to take the struggle against such horrible institutional nonsense to
>>> all possible levels including the media.
>>>
>>> On 5/24/10, Kamal Verma <kamalve...@pnb.co.in> wrote:
>>>> Hello all,
>>>>
>>>> I am surprised to note various complaints against PNB in this list. I
>>>> am
>>>> availing all the banking facilities, such as cheque book, debit card,
>>>> credit
>>>> card, internet banking, etc. PNB does not ignore the blind community,
>>>> hence
>>>> if any problem occurs, it may be communicated to the higher authorities
>>>> of
>>>> PNB with the name and designation of the concerned officer.
>>>>
>>>> Thanks.
>>>> Kamal Verma
>>>>
>>>> ----- Original Message ----- From: "Mahesh Panicker"
>>>> <maheshspanic...@gmail.com>
>>>> To: <accessindia@accessindia.org.in>
>>>> Sent: Sunday, May 23, 2010 8:39 PM
>>>> Subject: Re: [AI] Difficulties in Banking
>>>>
>>>>
>>>>
>>>> > banking is one area where there is a lot of discrimination against
>>>> > the
>>>> > visually challenged. opening an account itself isn't any easier, but
>>>> > ones you open an account, getting the common banking facilities like
>>>> > ATM cards and check book is an absolute nightmare.I've an account
>>>> > with
>>>> > the Punjab National Bank, and I had my struggle of my life to get my
>>>> > ATM card issued. it took me a good 7 month for the same to be done.
>>>> > the struggle for the check book was also on similar lines, and
>>>> > although I've got the checkbook, it has come with a lot of
>>>> > conditions.
>>>> > most people on access india can tell you similar stories. I believe
>>>> > some of our own members have taken a lot of initiative in this
>>>> > regard,
>>>> > and the 2008 RBI order is an achievement because of such initiatives.
>>>> >
>>>> > On 5/23/10, BHAWANI SHANKAR VERMA <bsvermad...@gmail.com> wrote:
>>>> >
>>>> > > blind persons should organize and conduct an agitation before the
>>>> banking
>>>> > > division and finance ministry. this is the only solution.
>>>> > > ----- Original Message ----- From: "rahul cherian"
>>>> > > <rahul.cher...@inclusiveplanet.com>
>>>> > > To: <accessindia@accessindia.org.in>
>>>> > > Sent: Sunday, May 23, 2010 12:47 PM
>>>> > > Subject: [AI] Difficulties in Banking
>>>> > >
>>>> > >
>>>> > >
>>>> > > > Folks,
>>>> > > >
>>>> > > > I have been asked to prepare a comprehensive note on the issues
>>>> > > > that
>>>> > > persons
>>>> > > > with visual impairment face with banking in India, especially in
>>>> > > > >
>>>> leading
>>>> > > > banks such as ICICI, HDFC and SBI, along with possible solutions.
>>>> > > > This
>>>> > > note
>>>> > > > has been asked for by some senior people I know personally in
>>>> > > > these
>>>> > > > >
>>>> banks.
>>>> > > > If anyone would like to help me prepare this note do let me know
>>>> > > > at
>>>> the
>>>> > > > earliest. If anyone has the details of any such note which has
>>>> > > > been
>>>> > > prepared
>>>> > > > earlier do forward that to me.
>>>> > > >
>>>> > > > Best regards,
>>>> > > >
>>>> > > > Rahul Cherian
>>>> > > > Inclusive Planet
>>>> > > >
>>>> > > > On 23 May 2010 12:39, Srinivasu Chakravarthula
>>>> > > <sriniv...@srinivasu.org>wrote:
>>>> > > >
>>>> > > >
>>>> > > > > Hi Dinesh,
>>>> > > > > Can you provide us with little more details about your problem
>>>> > > > > with
>>>> > > > > Yahoo! Messenger so as to help you better?
>>>> > > > >
>>>> > > > > Regards,
>>>> > > > > Srinivasu
>>>> > > > >
>>>> > > > > On 5/23/10, dinesh shukla <dineshshukla2...@gmail.com> wrote:
>>>> > > > > > dear friends I am not able to chatte with the help of
>>>> > > > > > Yahoo
>>>> > > > > massenger.
>>>> > > > > > please help me to do the same telling me the steps.
>>>> > > > > > Dinesh
>>>> > > Shukla.
>>>> > > > > >
>>>> > > > > >
>>>> > > > > > To unsubscribe send a message to >
>>>> > > accessindia-requ...@accessindia.org.inwith
>>>> > > > > > the subject unsubscribe.
>>>> > > > > >
>>>> > > > > > To change your subscription to digest mode or make any other
>>>> > > > > > >
>>>> > > > > > > >
>>>> changes,
>>>> > > > > please
>>>> > > > > > visit the list home page at
>>>> > > > > >
>>>> > > > >
>>>> > >
>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>> > > > > >
>>>> > > > >
>>>> > > > > --
>>>> > > > > Sent from my mobile device
>>>> > > > >
>>>> > > > > Best regards,
>>>> > > > >
>>>> > > > > Srinivasu Chakravarthula
>>>> > > > > Mobile: +91 990 081 0881
>>>> > > > > Website: http://www.srinivasu.org
>>>> > > > > Follow me on Twitter: http://twitter.com/sriniworld/
>>>> > > > >
>>>> > > > >
>>>> > > > >
>>>> > > > > To unsubscribe send a message to
>>>> > > accessindia-requ...@accessindia.org.inwith the subject
>>>> > > unsubscribe.
>>>> > > > >
>>>> > > > > To change your subscription to digest mode or make any other
>>>> changes,
>>>> > > > > please visit the list home page at
>>>> > > > >
>>>> > > > >
>>>> > >
>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>> > > > >
>>>> > > > >
>>>> > > >
>>>> > > >
>>>> > > > To unsubscribe send a message to
>>>> > > accessindia-requ...@accessindia.org.in with the subject
>>>> > > unsubscribe.
>>>> > > >
>>>> > > > To change your subscription to digest mode or make any other
>>>> > > > changes,
>>>> > > please visit the list home page at
>>>> > > >
>>>> > >
>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>> > > >
>>>> > >
>>>> > >
>>>> > >
>>>> > >
>>>> > > To unsubscribe send a message to
>>>> > > accessindia-requ...@accessindia.org.in with the subject
>>>> > > unsubscribe.
>>>> > >
>>>> > > To change your subscription to digest mode or make any other
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>>>> please
>>>> > > visit the list home page at
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>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>> > >
>>>> > >
>>>> >
>>>> >
>>>> > --
>>>> > Mahesh S. Panicker
>>>> > C123;
>>>> > Dayanand Colony;
>>>> > Lajpat Nagar4;
>>>> >
>>>> > New delhi india.
>>>> >
>>>> >
>>>> >
>>>> > To unsubscribe send a message to
>>>> accessindia-requ...@accessindia.org.in with the subject
>>>> unsubscribe.
>>>> >
>>>> > To change your subscription to digest mode or make any other changes,
>>>> please visit the list home page at
>>>> >
>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>> >
>>>> >
>>>>
>>>>
>>>>
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>>>
>>>
>>> --
>>> Mahesh S. Panicker
>>> C123;
>>> Dayanand Colony;
>>> Lajpat Nagar4;
>>>
>>> New delhi india.
>>>
>>>
>>>
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>>
>>
>>
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>
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>
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