Hello Sir! please don't mind, its depend on person to person, whether he is agree or not, it doesn't matter here. this may be an interesting issue for debate but not in practical banking. Everyone of us are fully matured here so as we know our several strengths as well as we should have to know our weaknesses too. Each of us also know that what's the importance of signature in checks or other documents, in case of any difference in the signature on your check, it will be rejected by the bank. In case of rejecting of any of your check in clearing because of miss-matching of signature, the party has a right to file a case against you in the court and in that case you will be treated as a normal customer only. Suppose, your bank pass your checks in a normal course, even there's a difference in your signature because of your blindness, sometimes you may be cheated. in case of credit card, its also too dangerous for blind because in case of miss-matching of your signature, the transaction will not be authorized by the bank. In case of ATM Card, its always too risky and I know, each of you know this very well. as the technology is getting improved, the risk factors are also increasing in the same reshow. I request to all of you, please don't take my opinion in a wrong way because as a banker, this is my moral responsibility here to create awareness against any possible risks. I suggest to all of you, please at the time of issuing any check, please right "Blind Person" on the bottom of check and mobile number on the back side of the check so that it will be easy for a banker to contact you in case of any problem.
With Warm Regards
B. R. Nautial
Mobile: +91-9915073368
Skype Id: nautial

----- Original Message ----- From: "Rohiet A. Patil" <patil_ro...@dataone.in>
To: "B. R. Nautial" <brnaut...@gmail.com>; <accessindia@accessindia.org.in>
Sent: Thursday, February 24, 2011 11:04 PM
Subject: Re: [AI] help required regarding cheque facility to


I am not agree with you regarding ATM and credit card. As we are aware, technology has many advantages like talking ATMs. So we can also enjoy the facilities aswel as other persons. I don't know regarding credit card, but I think the risk factor is also invol in the case of a sighted person.
Thanks and regards,
Rohiet
----- Original Message ----- From: "B. R. Nautial" <brnaut...@gmail.com>
To: <accessindia@accessindia.org.in>
Sent: Thursday, February 24, 2011 5:42 PM
Subject: Re: [AI] help required regarding cheque facility to


hello sir!
I think, this issue is quite sensible and a lot of risk is also involve in it. as my experiences, we should have to make minimum use of checks, ATM-Card and as well as credit cards. making more experiments means,taking more and more risk. Finally, our first priority should be the safety of our valuable money.
With Regards
B. R. Nautial
----- Original Message ----- From: "Kotian, H P" <hpkot...@rbi.org.in>
To: <AccessIndia@accessindia.org.in>
Sent: Thursday, February 24, 2011 10:41 AM
Subject: Re: [AI] help required regarding cheque facility to


Dear Nautial

I believe, even rubber stamp signature is strictly speaking legal. However, I would add, in practise, it may not be acceptable.

This does not give any value addition to the discussion, just clarifying.

It was quite sometime, CMC at Hyderabad had developed finger print recognition. Wonder, what happend of it. I had actively helped them with specimen samples when I was at Hyderabad. They had then, a minor technical issue, however, no way it could hold them up for such a long time.


Harish Kotian.

From: "B. R. Nautial" <brnaut...@gmail.com>
To: <accessindia@accessindia.org.in>
Subject: Re: [AI] help required regarding cheque facility to
               blindinBankofIndia
Message-ID: <71F4DE08528142B0991B108C8BA3866E@viveke55b49220>
Content-Type: text/plain; format=flowed; charset="utf-8";
               reply-type=response

no, this is not legal and it will not be accepted by the bank
B. R. Nautial
----- Original Message -----

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Question 9 relates to disability.


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Question 9 relates to disability.


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Question 9 relates to disability.

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