using IDBI ICICI and SBI. all three are accessible. coming to secured
transactions and good accessibility i love ICICI as it use three layer
authentication I.E User password, Transaction Password, ATM grid and
yet times OTP to your mobile also. IDBI and SBI just use 2 layer
authentication. coming to IDBI you can perform NEFT and bill payments
over IVR which i found to be very useful. it is secured and the
feature i love. coming to just net banking i prefer ICICI for its
wonderful accessibility and security.

On 11/24/11, Sheik mohammedali <shahid.se...@gmail.com> wrote:
> SBI, bank of baroda, ICICI bank are the most accessible according to my
> usage.
>
>
>
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