Right - no one at Hartford has any idea about this "higher tier" apparently. It's bizarre.

On 9/16/20 9:33 AM, can...@believewireless.net wrote:
The Hartford has different levels of coverage. We were originally put under a low risk category. For some reason, they chose to cancel use rather than move us to the next tier. Unitel moved us and all is good now.

On Wed, Sep 16, 2020 at 9:18 AM David Coudron <david.coud...@advantenon.com <mailto:david.coud...@advantenon.com>> wrote:

    I will look to see what code they have us under.   I will have to
    get the boss involved (my wife who does our benefits and payroll 😊 ).

    Regards,

    David Coudron


    -----Original Message-----
    From: Matt Hoppes <mattli...@rivervalleyinternet.net
    <mailto:mattli...@rivervalleyinternet.net>>
    Sent: Wednesday, September 16, 2020 8:07 AM
    To: AnimalFarm Microwave Users Group <af@af.afmug.com
    <mailto:af@af.afmug.com>>; David Coudron
    <david.coud...@advantenon.com <mailto:david.coud...@advantenon.com>>
    Subject: Re: [AFMUG] Workers Comp

    Who is the underlying carrier you're using and what employee code?

    On 9/16/20 7:45 AM, David Coudron wrote:
> We are using ADP for our payroll and get workers comp from them. It is nice because they take premiums from every payroll and we
    don't have to mess around with estimating premiums and making up the
    difference when they do audits.   We still get the audits, but what
    we have been paying is our liability, so no big surprises.   They
    are pretty quick to get out COIs as well, which is nice when we get
    requests for them.   They seem to be about the same price as
    everyone else, but you need to use them for payroll, which we were
    doing anyway.
     >
     > Regards,
     >
     > David Coudron
     >
     > David Coudron
     > david.coud...@advantenon.com
    <mailto:david.coud...@advantenon.com>  |  Mobile: 612-991-7474
     >
     > Advantenon, Inc.
     > i...@advantenon.com <mailto:i...@advantenon.com>  |  3500
    Vicksburg Lane N, Suite 315, Plymouth, MN 55447  |
    www.advantenon.com <http://www.advantenon.com>  |  Phone:
    800-704-4720  |  Local: 612-454-1545
     >
     >
     >
     > -----Original Message-----
     > From: AF <af-boun...@af.afmug.com
    <mailto:af-boun...@af.afmug.com>> On Behalf Of Matt Hoppes
     > Sent: Tuesday, September 15, 2020 9:31 PM
     > To: af@af.afmug.com <mailto:af@af.afmug.com>
     > Subject: [AFMUG] Workers Comp
     >
     > Who do you all have your workers comp insurance with?  Unitel is
    not the insurance company, they are just a broker.
     >
     > Who is your underlying carrier?
     >
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