Doesn't family still require workers comp???

On 9/16/20 9:49 AM, Ken Hohhof wrote:
Our general liability is Hartford through Risk Strategies.  We don't have 
Workers Comp because our techs are 1099 contractors and all other employees are 
owner or family.  So I wouldn't know about that part.

I guess you trust your agent to not lie to get you insurance, but I can see 
where that would be a problem if you make a claim or they suddenly decide to 
cancel you.  The audits we get from Hartford seem to only care about annual 
revenue.  But again, that's liability not workmans comp.


-----Original Message-----
From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes
Sent: Wednesday, September 16, 2020 8:08 AM
To: AnimalFarm Microwave Users Group <af@af.afmug.com>; Jesse Dupont 
<jesse.dup...@celeritycorp.net>
Subject: Re: [AFMUG] Workers Comp

Hartford doesn't do high-risk jobs like telecommunications.   How did
you get this covered?

On 9/16/20 8:14 AM, Jesse Dupont wrote:
The Hartford.

Sent from my iPhone

On Sep 15, 2020, at 8:31 PM, Matt Hoppes <mattli...@rivervalleyinternet.net> 
wrote:

Who do you all have your workers comp insurance with?  Unitel is not the 
insurance company, they are just a broker.

Who is your underlying carrier?
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