You are the second person from Ohio to tell me that which actually is really 
nice as opposed to those of us in other states that have to kind of shop 
around, maybe that makes the rates better but it certainly causes problems for 
things like this.

> On Sep 16, 2020, at 10:31 AM, Mark Radabaugh <m...@amplex.net> wrote:
> 
> Ohio is a captive insurance state for workers comp - meaning your only 
> choice for workers comp is the state run program.
> 
> We use:
> 
> 8742 for Sales
> 8901 for office workers
> 9516 for installers
> 7600 for tower workers
> 
> We requested from workers comp that they do a classification audit.   A 
> workers comp inspector did extensive interviews and visited with the 
> installers.   The inspector then assigned the above codes and provided his 
> written documentation of how and why he assigned those.   
> 
> Ask your insurance company to do a classification audit.  You can quit 
> guessing, and you have something in writing to point to if the company ever 
> disputes a claim over classification.
> 
> Mark
> 
> 
> 
>> On Sep 16, 2020, at 9:15 AM, David Coudron <david.coud...@advantenon.com> 
>> wrote:
>> 
>> There was some discussion at first, but in the end the found a work code to 
>> put our guys under they were comfortable with.   I believe it is the same 
>> code as a satellite TV installer would be under.   That is a pretty good fit 
>> for our normal customer installation work.   The very limited amount of 
>> tower work that we do didn't tip the scales.   And since we don't build 
>> towers or erect the structures, being on a tower a few times a year didn't 
>> amount to enough to worry them.
>> 
>> Regards,
>> 
>> 
>> -----Original Message-----
>> From: Matt Hoppes <mattli...@rivervalleyinternet.net> 
>> Sent: Wednesday, September 16, 2020 8:07 AM
>> To: AnimalFarm Microwave Users Group <af@af.afmug.com>; David Coudron 
>> <david.coud...@advantenon.com>
>> Subject: Re: [AFMUG] Workers Comp
>> 
>> How are you using ADP?  ADP doesn't peer with anyone who does "high-risk" 
>> workers comp insurance to cover telecommunications.
>> 
>>> On 9/16/20 7:45 AM, David Coudron wrote:
>>> We are using ADP for our payroll and get workers comp from them.  It is 
>>> nice because they take premiums from every payroll and we don't have to 
>>> mess around with estimating premiums and making up the difference when they 
>>> do audits.   We still get the audits, but what we have been paying is our 
>>> liability, so no big surprises.   They are pretty quick to get out COIs as 
>>> well, which is nice when we get requests for them.   They seem to be about 
>>> the same price as everyone else, but you need to use them for payroll, 
>>> which we were doing anyway.
>>> 
>>> Regards,
>>> 
>>> David Coudron
>>> 
>>> David Coudron
>>> david.coud...@advantenon.com  |  Mobile: 612-991-7474
>>> 
>>> Advantenon, Inc.
>>> i...@advantenon.com  |  3500 Vicksburg Lane N, Suite 315, Plymouth, MN 
>>> 55447  |  www.advantenon.com  |  Phone: 800-704-4720  |  Local: 
>>> 612-454-1545
>>> 
>>> 
>>> 
>>> -----Original Message-----
>>> From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes
>>> Sent: Tuesday, September 15, 2020 9:31 PM
>>> To: af@af.afmug.com
>>> Subject: [AFMUG] Workers Comp
>>> 
>>> Who do you all have your workers comp insurance with?  Unitel is not the 
>>> insurance company, they are just a broker.
>>> 
>>> Who is your underlying carrier?
>>> 
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> 
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