I’m not sure you want Ohio’s system. This was a fine scandal:
https://en.wikipedia.org/wiki/Coingate_scandal <https://en.wikipedia.org/wiki/Coingate_scandal> And then there is this nice try at spin: https://www.nfib.com/content/nfib-in-my-state/coronavirus-state/ohio-bwc-doubling-return-of-premiums-to-employers/ <https://www.nfib.com/content/nfib-in-my-state/coronavirus-state/ohio-bwc-doubling-return-of-premiums-to-employers/> Nothing like being so bad at your job of determining premium rates that you extracted $2.5B from Ohio businesses that you didn’t need! And being proud of it to boot. Mark > On Sep 16, 2020, at 10:33 AM, Matt Hoppes <mattli...@rivervalleyinternet.net> > wrote: > > You are the second person from Ohio to tell me that which actually is really > nice as opposed to those of us in other states that have to kind of shop > around, maybe that makes the rates better but it certainly causes problems > for things like this. > >> On Sep 16, 2020, at 10:31 AM, Mark Radabaugh <m...@amplex.net> wrote: >> >> Ohio is a captive insurance state for workers comp - meaning your only >> choice for workers comp is the state run program. >> >> We use: >> >> 8742 for Sales >> 8901 for office workers >> 9516 for installers >> 7600 for tower workers >> >> We requested from workers comp that they do a classification audit. A >> workers comp inspector did extensive interviews and visited with the >> installers. The inspector then assigned the above codes and provided his >> written documentation of how and why he assigned those. >> >> Ask your insurance company to do a classification audit. You can quit >> guessing, and you have something in writing to point to if the company ever >> disputes a claim over classification. >> >> Mark >> >> >> >>> On Sep 16, 2020, at 9:15 AM, David Coudron <david.coud...@advantenon.com> >>> wrote: >>> >>> There was some discussion at first, but in the end the found a work code to >>> put our guys under they were comfortable with. I believe it is the same >>> code as a satellite TV installer would be under. That is a pretty good >>> fit for our normal customer installation work. The very limited amount of >>> tower work that we do didn't tip the scales. And since we don't build >>> towers or erect the structures, being on a tower a few times a year didn't >>> amount to enough to worry them. >>> >>> Regards, >>> >>> >>> -----Original Message----- >>> From: Matt Hoppes <mattli...@rivervalleyinternet.net> >>> Sent: Wednesday, September 16, 2020 8:07 AM >>> To: AnimalFarm Microwave Users Group <af@af.afmug.com>; David Coudron >>> <david.coud...@advantenon.com> >>> Subject: Re: [AFMUG] Workers Comp >>> >>> How are you using ADP? ADP doesn't peer with anyone who does "high-risk" >>> workers comp insurance to cover telecommunications. >>> >>>> On 9/16/20 7:45 AM, David Coudron wrote: >>>> We are using ADP for our payroll and get workers comp from them. It is >>>> nice because they take premiums from every payroll and we don't have to >>>> mess around with estimating premiums and making up the difference when >>>> they do audits. We still get the audits, but what we have been paying is >>>> our liability, so no big surprises. They are pretty quick to get out >>>> COIs as well, which is nice when we get requests for them. They seem to >>>> be about the same price as everyone else, but you need to use them for >>>> payroll, which we were doing anyway. >>>> >>>> Regards, >>>> >>>> David Coudron >>>> >>>> David Coudron >>>> david.coud...@advantenon.com | Mobile: 612-991-7474 >>>> >>>> Advantenon, Inc. >>>> i...@advantenon.com | 3500 Vicksburg Lane N, Suite 315, Plymouth, MN >>>> 55447 | www.advantenon.com | Phone: 800-704-4720 | Local: >>>> 612-454-1545 >>>> >>>> >>>> >>>> -----Original Message----- >>>> From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes >>>> Sent: Tuesday, September 15, 2020 9:31 PM >>>> To: af@af.afmug.com >>>> Subject: [AFMUG] Workers Comp >>>> >>>> Who do you all have your workers comp insurance with? Unitel is not the >>>> insurance company, they are just a broker. >>>> >>>> Who is your underlying carrier? >>>> >>> -- >>> AF mailing list >>> AF@af.afmug.com >>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com >> >> >> -- >> AF mailing list >> AF@af.afmug.com >> http://af.afmug.com/mailman/listinfo/af_af.afmug.com > > -- > AF mailing list > AF@af.afmug.com > http://af.afmug.com/mailman/listinfo/af_af.afmug.com
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