Customer TIDAK sama dengan publik Penduduk papua bukan customer Freeport On Sun, Jul 25, 2010 at 5:30 AM, lubeck <lubec...@indosat.net.id> wrote:
> Perusahaan baru dapat profit kalau ia TERLEBIH DAHULU MELAYANI/MENSERVICE > customernya dengan baik dibandingkan kompetitornya.Entah itu melalui > produknya yg lebih murah,berkualitas atau sesuai dng keinginan customer. > Semakin perusahaan itu dapat men-create produk yg disukai dan dinikmati > secara massal oleh konsumen, semakin ia diganjar kekayaan/profit. > > Jadi saya tdk sependapat jika perusahaan yg mengejar profit dianggap > mengabaikan kesejahteraan publik/komunitas. > > Kalau tdk percaya, jadilah entrepreneur.. :-) > > Peace, > Lubeck > -----Original Message----- > From: Bali da Dave <dfa...@yahoo.com> > Sender: AhliKeuangan-Indonesia@yahoogroups.com > Date: Sun, 25 Jul 2010 03:35:16 > To: <AhliKeuangan-Indonesia@yahoogroups.com> > Reply-To: AhliKeuangan-Indonesia@yahoogroups.com > Subject: Re: [Keuangan] Washington Post: Making the economy more just > > Artikelnya bagus... > > Saya terjemahkan beberapa paragraf saja, khususnya tentang legislasi B dan > selebihnya sih pengantar historis dari saya: > > Negara Amerika sedang melakukan beberapa inovasi yang masih bersifat > eksperimental agar perekonomian seluruh negara bisa bersifat lebih adil dan > demokratis, yakni mencapai kesejahteraan yang berkesinambungan (sustainable > prosperity) yang dinikmati oleh rakyat banyak bersama (shared > prosperity). > > Eksperimen ekonomi pertama: meloloskan undang-undang dimana dasar hukum > perusahaan adalah bukan semata-mata mencari profit SAJA, tapi dengan > memperhatikan tujuan publik/komunitas. > > Seperti pernah dibahas sebelumnya, perusahaan yang ingin memperbesar > profitnya saja sering melakukan tingkah laku "eksternalitas biaya". Artinya > sebisa mungkin sumber daya sekitar (yang umumnya dianggap > bebas sebab adalah milik publik/komunitas) digunakan sebesar-besarnya > (sebab bebas dan tanpa harga/biaya). Ini bisa berakibat "merugikan tujuan > publik (common public purpose)", misalnya polusi berlebihan, mencemarkan > sumber air, atau bahkan menyedot habis sumber air. > > Contoh common public purpose nya adalah kebersihan dan kelestarian > lingkungan hidup, upaya mencegah peningkatan kriminal di masyarakat, bakti > sosial, dll. Di Indonesia banyak perusahaan dengan sendirinya masih bersifat > 'membaur dengan masyarakat', tapi di Amerika yang kultur 'sue and > countersue'/saling menjegal ke pengadilan sudah kelewat batas, perusahaan > yang mengorganisir bakti sosial atau pendirian posko banjir atau mendirikan > sekolah dan rumah sakit gratis malah bisa masuk bui gara-gara ada pemegang > saham yang gak rela. Akibatnya perusahaan sudah berubah menjadi mahluk > berdarah dingin, yang sering kali juga berakibat pada proses pemilihan > manajer/dirikturnya. Banyak orang > komplein manajer amerika katanya ganas gak peduli lingkungan/masyarakat > dan cenderung > bersifat psikopat (neken bawahan). > > JAdilah kemudian diusahakan membuat legislasi B, supaya perusahaan ini > sadar mereka masih merupakan bagian dari masyarakat. > > Pertanyaan diskusinya: Apakah perlu dibuatkan proporsi (dari keuntungan) > yang boleh dikeluarkan untuk menunjang tujuan masyarakat ini? Apakah > pengeluaran ini bagian dari BIAYA pokok/operasi, ataukah merupakan > persentase dari KEUNTUNGAN? (cara pikir akuntan -pos biaya vs pos penarikan > keuntungan). Artinya kalau tidak untung tidak usah memikirkan kesejahteraan > rakyat sekitarnya? > > Menurut saya sih kegiatan sosial ini seharusnya adalah bagian dari biaya > yang akan mengurangi keuntungan, dan nantinya akan mengurangi pajak juga. > Jadi biaya 'sosial' ini sejajar dengan biaya bahan mentah, biaya tenaga > kerja, dan biaya pemasaran. Jadi alih-alih merugikan masyarakat dengan > tingkah laku eksternalitasnya, perusahaan dapat membantu masyarakat dan > memperkokoh komunitas. Lalu kemudian > masalahnya berlanjut pula, tindakan sosial apa yang termasuk memperkokoh > komunitas? Apakah yang hanya menyalurkan derma ke satu religius saja, > ataukah yang menyokong 'ke-olahragaan tertentu saja, atau ke orang-orang > tertentu saja? Jadi ini bisa menjadi sumber masalah baru sebab bisa menjadi > lubang untuk menggalakkan korupsi. Kalau insentif buat koperasi saja bisa > dijadikan ajang korupsi, apalagi kegiatan-kegiatan semacam bakti sosial yang > menyebar ke mana-mana. Mana tau di daerah ini memang benar ada klub sepak > bola "the jangkrik > > Tapi tentu saja ada orang yang mendebat bahwa semua kewajiban itu sudah > dibebankan dengan membayar beban pajak. Dan pajak ini cuma dibebankan dari > keuntungan. > > > Bagaimana menentukan besaran biaya 'sosial' ini yang masuk akal? Apakah 100 > ribu setahun masuk akal, ataukah 5% keuntungan masuk akal? Biaya ini tidak > ada pasarnya dan tentu sulit untuk dicari harga wajarnya menurut hukum > ekuilibrium supply dan demand. Seperti ada cuplikan dari penulis Oscar > Wilde, "nowadays men knows the price of everything and the value of nothing" > - sekarang ini segala macam barang ada harganya, tapi tidak ada yang tau > nilai sebenarnya. Dimana menurut warren buffet, price is what you pay... > and value is what you get. > > Bisa jadi perusahaan cuma mengeluarkan sedikit uang untuk penyemprotan > nyamuk malaria di daerahnya, tapi benefit yang diperoleh masyarakat dan juga > bagi perusahaan (VALUE) seringkali lebih besar dari biaya (PRICE) yang > dibayar. Namun kasus sebaliknya tentu bisa saja terjadi... > > > > --- On Thu, 22/7/10, sidqy suyitno <sidqy_suyi...@yahoo.com> wrote: > > From: sidqy suyitno <sidqy_suyi...@yahoo.com> > Subject: [Keuangan] Washington Post: Making the economy more just > To: sidqy_suyi...@yahoo.com > Received: Thursday, 22 July, 2010, 11:40 AM > > > > > > > > > > > > > > > > > > Wednesday, July 21, > > 2010 > http://www.washingtonpost.com/wp-dyn/content/article/2010/07/20/AR2010072002754.html > > > > Making the economy more just > > By Katrina vanden Heuvel[1] > > Congress has passed the Wall Street Reform and Consumer Protection Act, but > the > > task of transforming our economy into one of shared and sustainable > prosperity > > has only just begun. Structural reform will come not through the sweep of a > > single piece of legislation but with new, innovative economic models that > better > > reflect the democratic values of this country. > > > > The good news is that some of these transformative ideas are already taking > > root. Here are five ways to build a more just economy that Americans are > > experimenting with across the country. > > > > The answer is 'B' > > Corporations are compelled to pursue a single objective: maximize profit. > In > > fact, a company can be sued for following goals that veer from that > statutory > > obligation. > > > > That's why Maryland State Sen. Jamie Raskin sponsored the Benefit > Corporation > > legislation that was signed into law this spring. It gives businesses the > option > > to register as a "B corporation," an entity legally obligated to maximize > both > > shareholder value and advance a common public purpose such as cleaner air, > open > > space or affordable housing. The B corporation's stated public goal is > > vigorously monitored by independent, third-party groups. It's a new > business > > model with social consciousness in its DNA. > > > > B corporation legislation has also been passed in Vermont, and it is being > > considered in New York, Pennsylvania, New Jersey, Oregon, Washingtonand > > Colorado. > > > > Banks for the people > > Hundreds of billions of public dollars have flowed to bail out Wall Street > > banks, which, in turn, have rewarded us by resuming the practice of giving > > obscene salaries and bonuses while failing to get credit flowing again. One > bank > > that didn't need to be bailed out, though, was the state-owned Bank of > North > > Dakota. The bank, which was created in 1919, avoided the subprime and > > derivatives debacle and has $4 billion under management to meet its > customers' > > credit needs. > > > > The state-bank model looks increasingly appealing to states and residents > who > > are tired of giving their money to giant multinationals that fail to > reinvest in > > their communities. Proposals for state-owned banks are being considered by > > Massachusetts, Virginia, Washington, Illinois, Michigan, Hawaii, Vermontand > New > > Mexico, and they were championed by gubernatorial candidates in Oregonand > > Michigan. > > > > Move your big money > > Arianna Huffington's Move Your Money campaign handed consumers a creative > tool > > with which to hit the big banks. It encourages them to divest their money > from > > those banks and open accounts at smaller community banks and credit unions. > Last > > week in New York City, the most powerful local union presidents and city > > Comptroller John Liu took another step when they let Wall Street banks know > > their response to the mortgage crisis is unacceptable. > > > > The threat made implicitly in a letter -- and explicitly by some of the > union > > leaders -- is that these institutional investors will move their pensions > to > > more responsive financial institutions if the banks don't improve > > mortgage-modification efforts immediately. The banks have until Sept. 1 to > take > > specific steps, such as developing a plan to increase the number of > > modifications involving principal write-downs. > > > > These unions represent over 500,000 working families, and New York Cityhas > a few > > bucks at its disposal, too. Civic and labor leaders can use this model to > let > > banks know that if they don't behave as good corporate citizens, they will > move > > their big money to institutions that do. > > > > Taxing the casino > > The high-speed wheelers and dealers of stocks, derivatives and currencies > in the > > Wall Street casino were major players in bringing our economy to its knees. > That > > kind of short-term trading serves no useful purpose, and a financial > speculation > > tax is one way to rein it in. > > > > A tax of 0.25 percent or less on each trade would be negligible for regular > > investors but significant to those looking for the quick score. It would > also > > generate significant revenue at a time when resources are slim; an > Institute for > > Policy Studies report points out that such a tax could bring in an > estimated > > $180 billion annually -- more than any other revenue-raiser on the table. > > > > There is also global support for the reform. Britainimposes a 0.5 percent > stock > > "stamp tax" on each trade on the Londonstock exchange. Also in favor of the > tax > > are French President Nicolas Sarkozy -- who will chair the Group of 20 in > 2011 > > -- and German Chancellor Angela Merkel. > > > > Worker is boss > > The Post reports that non-financial companies are "hoarding" $1.8 trillion > in > > cash while they continue to "hold back on hiring." Not so the Evergreen > > Cooperatives of Cleveland -- community-based, worker-owned operations > supported > > by a mix of private and public funds. The Evergreen Cooperative Laundry and > Ohio > > Cooperative Solar are already up and running, and 10 other such enterprises > are > > slated to open in the city this year. > > > > Workers buy equity in the co-ops through payroll deductions and earn a > living > > wage working at green jobs. The businesses focus on the local market -- > meeting > > the procurement needs of "anchor institutions" such as large hospitals and > > universities in the area. Each co-op pays 10 percent of its pretax profits > back > > to the umbrella organization to help seed new enterprises. > > > > Other cities considering this model include Atlanta, Baltimore, > Pittsburghand > > Detroit. And other towns around Ohioare considering it as well. At a time > when > > so many jobs are being slashed or outsourced, the Clevelandcooperatives > show us > > how we can create local jobs and reinvest in our communities. > > > > Those who believe the financial sector should serve rather than dominate > the > > economy will welcome these reforms. They are radical and achievable. But > they > > will demand determined idealism and tough organizing in the years ahead. > > > > ________________________________ > > > > [1]Katrina vanden Heuvel is editor and publisher of the Nation and writes a > > weekly column for The Post. > > > > [Non-text portions of this message have been removed] > > > > > > > > > > > > > > > > > > > > > > > > > > [Non-text portions of this message have been removed] > > > > > [Non-text portions of this message have been removed] > > > > ------------------------------------ > > ========================= > Millis AKI mendukung kampanye "Stop Smoking" > ========================= > Alamat penting terkait millis AKI > Blog resmi AKI: www.ahlikeuangan-indonesia.com > Facebook AKI: http://www.facebook.com/group.php?gid=6247303045 > Arsip Milis AKI online: > http://www.mail-archive.com/ahlikeuangan-indonesia@yahoogroups.com > ========================= > Perhatian : > Untuk kenyamanan bersama, agar diperhatikan hal-hal berikut: > - Dalam hal me-reply posting, potong/edit ekor posting sebelumnya > - Diskusi yg baik adalah bila saling menghormati pendapat yang ada. Anggota > yang melanggar tata tertib millis akan dikenakan sanksi tegas > - Saran, kritik dan tulisan untuk blog silahkan kirim ke > ahlikeuangan-indonesia-ow...@yahoogroups.comyahoo! Groups Links > > > > [Non-text portions of this message have been removed]
