On Thu, 2005-10-20 at 21:44 -0700, snacktime wrote:
> The name is not used for card verification.  Never has been.  You
> might be using software or an internet gateway that requires it, but
> that information is not sent in the authorization request to the bank,
> and it's not required.  I've certified to just about every bank
> network there is in the US, and I've never seen a specification yet
> that requires the cardholders name.
> 
> And that being the case,  it doesn't matter what you send in the name
> field.

Hmm..  when I wrote code to directly talk to the banks we had to send it
and the name would cause problems if it didnt match.  This was not to a
gateway this was software for the gateways.  And now with fraud concerns
being higher I would assume its more critical.  Keep in mind this is not
for transactions where the card is present, on those the physical aspect
of the card is used (however secure that is supposed to be).


-- 
Trixter http://www.0xdecafbad.com     Bret McDanel
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