> -----Original Message----- > From: brin-l-boun...@mccmedia.com [mailto:brin-l-boun...@mccmedia.com] On > Behalf Of Matt Grimaldi > Sent: Monday, March 09, 2009 12:57 PM > To: Killer Bs (David Brin et al) Discussion > Subject: Re: Impossible account security questions. > > > ]From: John Williams <jwilliams4...@gmail.com> > ]> Gary Nunn <garyn...@newpacifica.net> wrote: > ] > ]> This morning, I was trying to access a credit card webpage to check my > ]> account, it didn't like my password. I was given two security challenge > ]> questions: > ]> > ]> 1. What is the last name of your fifth grade teacher? > ]> 2. What was the license plate of your first car? > ] > ] Ha! They should flag it as suspicious if people DO know the answers to > ] those questions, since it is obviously not you but someone who has > ] stolen your identity database file and has all the information in > ] front of them! > > Wow! If the bank had those kinds of things on record, what else might > they ask?
I have a credit card account with Capital One. They are quite vexed with me because I used that account's offer of low interest as a cheap loan while I was spending money to fix up/upgrade my house (about 40k) so I could fit the market and sell it. Now that I've paid it off, they keep on asking me to go back into debt. I take that as a general positive sign, since I have a good sized credit limit that I'm not using. But, I've not had your problem. I wonder if a weird form of practical joking/hacking is involved. Someone puts in security questions and expects you to answer them. Those are not the questions the average bloke knows the answer to (I don't for either), so it makes no sense. I'm lucky in that I have a personal banker I can talk to face to face who fixes minor problems before they become a real pain (with Chase, who seems to have escaped the worse of the banking crisis so far). Dan M. _______________________________________________ http://mccmedia.com/mailman/listinfo/brin-l_mccmedia.com
