Balc,

The junk policies issue blindsided me too.  I sound knowledgeable now
because hindsight is 20-20.\

C


On Wed, Nov 6, 2013 at 10:49 AM, Aquilino Alcantara <[email protected]
> wrote:

> chay ...
>
> it is unfortunate that you never took your political hat off when
> obamacare was enacted ...
>
> I personally expected you as someone from the insurance industry to
> provide an authoritative analyses of how this law was promoted from the
> perspective of an insurance person instead of a political person ...
>
> not from the perspective of what the other parties are now saying about
> what he said then ...
>
> I personally support obamacare ... I dont particularly agree on how they
> promoted or sold it to the american people ...
>
> balc
>
>   *From:* Cesar Lumba <[email protected]>
> *To:* HS59LaSalle <[email protected]>; Archersnook <
> [email protected]>; "[email protected]" <
> [email protected]>; 62ndforum <[email protected]>; Moonglow
> <[email protected]>; World-Wide Fil Alliance <
> [email protected]>; CFGG Assoc. *CFGG CFGG <
> [email protected]>; "
> [email protected]" <
> [email protected]>; "[email protected]"
> <[email protected]>; Ana Lumba <[email protected]>; "
> [email protected]" <[email protected]>; Larisa Lumba <
> [email protected]>; Natasha Lumba <[email protected]>
> *Sent:* Wednesday, November 6, 2013 11:34 AM
> *Subject:* Obama's promises
>
>  It is unfortunate that the conversation is now about whether Obama lied
> in his marketing of Obamacare.
>
> Considering that George Bush is widely perceived as having lied about
> Iraq's weapons of mass destruction in the selling of the Iraq war, it is
> easy to see how the American public would be predisposed to conclude that
> Obama did in fact lie.
>
> Let me provide some perspective on this issue.  I was a Prudential agent
> for thirteen years and one of the products I sold was health insurance.  As
> a health insurance agent I encountered many policies out in the field that
> were junk policies.  There were cancer policies, which paid only if the
> insured got sick or died of cancer.  There were accident policies - the
> so-called piano death policies - which paid only if the insured dies from a
> piano falling on him.  I know, it's an exaggeration, but you catch the
> drift.
>
> Someone like Obama, who had no background in insurance, would not be
> expected to know that there are such junk policies being sold in the health
> insurance market.
>
> His statement, that no one had to change their insurance if they liked
> their insurance, should never have been uttered.  Not the way he said it.
>  What he should have said was that for 95% of Americans, that would be
> true.  But for the 5% who happen to have junk policies, the statement would
> not be true, because Obamacare requires that health insurance policies
> comply with the minimum requirements of the law.
>
> Obama should go before the American people and explain that he was not
> aware that there were sub-standard policies that would be rendered illegal
> by the new law.  He must admit that he screwed up because he should have
> been aware of that fact and that his advisers should have informed him of
> that fact.
>
> He must also apologize to the millions of Americans who are losing their
> doctors.  And this happens not to be Obama's fault.  People are losing
> their doctors because of the continuing flux in the health insurance
> market.  Doctors continue to go in and out of the provider rolls as
> insurance companies retrench.  Doctors die, change their affiliations, opt
> in and out of health insurance company rolls.
>
> I had to change my main doctor twice in one year because my original
> doctor opted out of United Health Care Medicare Advantage.  The doctor I
> replaced him with was fired by his group.  My new doctor is a D.O., a
> doctor of osteopathy, and not an internist.
>
> You would think that my health is in danger now because a D.O. does not
> know as much as an internist when it comes to diseases of the internal
> organs.  But because he is not an internist, he listens to his patients
> more than an internist would.  He has sent me recently to a complete
> checkup that includes expensive tests which an internist might not have
> sent me to because internists think they know more about how I actually
> feel than I do.
>
> In any case, Obama has to go before the American people and fess up.  He
> cannot just keep quiet and wish that it would all go away.
>
> If you don't contradict all the negative commentary out there, it
> eventually takes on the Halloween costume of truth.  Obama should know
> this.  By not calling out the birthers who claimed that he was born in
> Kenya and was a practicing Muslim as soon as the hyenas started to howl, a
> lot of people started to believe all the canard was true.  It took some
> doing before he got that crying baby to rest.
>
> C
>
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