max out the card and don't pay... eventually (years and years) down the road they will charge it off. Collectors will still chase you... but as for BoA... you showed them!
On 8/30/07, Scott Stewart <[EMAIL PROTECTED]> wrote: > > Because we've been baited and switched and screwed over one too many times > by Bank of America. I want to be a drag on their bottom line, I want to > cost > them some money. > > -- > Scott Stewart > ColdFusion Developer > > SSTWebworks > 4405 Oakshyre Way > Raleigh, NC. 27616 > (703) 220-2835 > > http://www.sstwebworks.com > http://www.linkedin.com/in/sstwebworks > > > -----Original Message----- > From: Jim Davis [mailto:[EMAIL PROTECTED] > Sent: Wednesday, August 29, 2007 11:48 PM > To: CF-Community > Subject: RE: anyone ever worked for a credit card company? > > > -----Original Message----- > > From: Scott Stewart [mailto:[EMAIL PROTECTED] > > Sent: Wednesday, August 29, 2007 5:51 PM > > To: CF-Community > > Subject: anyone ever worked for a credit card company? > > > > What does it cost the company to keep my account open? > > We've provided branded credit cards before but not actually managed them. > I'm not sure what the actual cost-per-customer is (and honestly even if I > knew I'd probably be unable to tell you) but in this situation you're > paying > for the credit company (an MBNA or somebody) to manage customer relations > (billing, support, etc), fraud insurance, credit checks, etc. I doubt a > true number per customer could really be determined since the agreements > are > all for thousands/millions of customers but dividing the aggregate I would > guess it's a rather small amount. > > Credit card companies live off interest so clearly somebody that doesn't > maintain a balance and doesn't get charged fees is a drag on their bottom > line. > > Just out of curiosity why do you ask? > > Jim Davis > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| ColdFusion 8 - Build next generation apps today, with easy PDF and Ajax features - download now http://download.macromedia.com/pub/labs/coldfusion/cf8_beta_whatsnew_052907.pdf Archive: http://www.houseoffusion.com/groups/CF-Community/message.cfm/messageid:241671 Subscription: http://www.houseoffusion.com/groups/CF-Community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5
