> Sam wrote:
> I see giant drugs stores as often as gas stations nowadays. Wal-Mart
> and Costco even sell drugs. No shortage in my area.
> I've seen random doctors in between insurance plans and it's $50-$100
> a visit. It cost that much 20 years ago.
>

Sure - there are great companies like MinuteClinic that provide this
type of quick on-demand care; it's a form of consumer driven health
care.

The problem is with the health insurance - costs here are determined
by the overall cost of all care provided across the pool and that cost
is and will continue to rise exponentially meaning that you could end
up having to pay 80% of all cost instead of the, say, 20% you might
have to pay now.

Further, that 80% of cost will rise as the cost of care is also rising
exponentially.

For example, let's say an outpatient gall bladder removal costs
$10,000 today and you have to pay $2000.  In 10 years it could cost
$25,000 with your out-of-pocket being $20,000 or 10x more than you'd
pay today.

The solution is to move to consumer driven health care.

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