> Gel  wrote:
> They just aren't smart enough.
>

Financially that would seem to be the case:

A third factor is that even when blacks earn the same as whites, they
tend to be less wealthy. In 2000 the average white household in the
bottom fifth of income-earners was worth $24,000. For black households
the figure was $57—less than Mr O'Neal might spend on lunch. Whites in
the middle fifth were five times wealthier than their black
counterparts; those in the top fifth were three times more so.

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