I use AuthorizeNet, a real-time payment processor. I opted for this route
after doing a simple cost analysis between using a real-time processor vs
having to buy/rent the software or card swipe terminal. I figured it would
take me about three years to reach the break-even point (I was looking at
purchasing the software at roughly $350 vs the payment processor setup cost
plus monthly gateway fee to use the service). One advantage of using a
real-time payment processor is they offer the same features through a
"virtual terminal" as the software (e.g., capture payments, issue credits,
enter phone orders manually, etc.) and I wouldn't need to worry about
hassling with software updates on my machine. Also, I don't need to worry
about storing credit card numbers and the added security that entails.
Chris Montgomery [EMAIL PROTECTED]
Web Development & Consulting http://www.astutia.com
Allaire Consulting Partner
210-490-3249/888-745-7603 Fax 210-490-4692
AIM: astutiaweb; ICQ: 7381282; Firetalk: Ag78
> -----Original Message-----
> From: David B Brooks [mailto:[EMAIL PROTECTED]]
> Sent: Monday, February 12, 2001 11:28 AM
> To: CF-Talk
> Subject: OT: Credit Card Processing
>
>
> Hello all,
>
> Quick question, for those who process credit cards over the internet,
> do you process real-time, or capture the cc info and process
> at a later time?
>
> I am weighing pros and cons of either methods, and wanting the general
> consensus of this list.
>
> Thanks.
>
> David Brooks
> Developer
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