RE: [Chevelle-list] car insurance

[Alex LaRue]

Excellent advice Bill. While I have not been able to solve the nitrous situation, I am working with a top notch company at this moment to clarify the driving to work issue. We are looking at offering two options. 1st) NO COVERAGE if you EVER drive it to work. 2nd)For a little more money you CAN OCCASIONALLY drive it to work. Would you be willing to pay a little more for and know you have coverage? Any feedback, suggestions welcome. Thanks. Alex -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Bill Vander Werf Sent: Friday, September 26, 2003 9:11 AM To: 'The Chevelle Mailing List' Subject: RE: [Chevelle-list] car insurance Although I had an issue in the past with Hagerty over having nitrous in my car, I have to say; if I were an insurer giving good rates for low usage I would make sure “driving to work” was listed as a “not to do” in my program. Let’s face it; driving to work has to be one of the highest exposure times you can drive. The whole point of classic car insurance is to cover you for limited use. Why push it?   Bill Vander Werf     -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Tom Tomlinson Sent: Thursday, September 25, 2003 10:56 PM To: The Chevelle Mailing List Subject: RE: [Chevelle-list] car insurance   I just re-read the policy carefully to see if there was any wording regarding "driving to work". I couldn't find anything. Under the definition of classic vehicle, it states:       1) Is maintained primarily for use in car club activities, exhibitions, parades, other function of public interest or for a private collection; and       2) Is used infrequently for other purposes   which doesn't seem to preclude driving to work.   The policy does stipulate having to have a "regular use vehicle". It does preclude use for hire, etc, but nothing I could find about driving to work.   If I call them, I'll ask where in the policy it says you can't use it to drive to work.   Tom -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Mark Weber Sent: Thursday, September 25, 2003 6:04 PM To: The Chevelle Mailing List Subject: RE: [Chevelle-list] car insurance As a sanity check, call in from your work phone so they don't know its you and ask them if you had their insurance is it ok if you drove your car to work a few times a month, assuming all other requirements (garaged, other daily drives etc)...    I have two daily drivers and am the only one in the household.   The lady said driving to work was really the only thing they did not want me to do.  Maybe it depends on which person is answering your call that day?  The thing I did not want is some hassle if I get rear ended on the interstate in some traffic jam at 3:00 pm and trying to explain to the insurance company how I had the day off and bla bla bla while they are pressing that I violated the agreement.   Mark