In a storm here a couple years ago boat A broke loose and hit boat B. Boat B tried to collect from Boat A's insurance (X). Boat A's insurance X said "Act of God" and did not pay. Boat B's insurance (Y) paid for the damages (less deductible). Boat B sued Boat A to get deductible back. Boat B lost.
In the same storm Boat C broke loose and hit Boat D (me). Both were insured by the same company (Y). Company Y paid for both. My damage was paid by my policy (with no deductible) and was not registered as a claim by me. Company Y said it could not sue itself. If Boat B did not have insurance he would have been out of luck all together. I hope you have better luck than Boat B. On Mon, Nov 5, 2012 at 10:19 AM, Della Barba, Joe <joe.della.ba...@ssa.gov>wrote: > Too late for the OP now, but this is a good reason to have hull insurance, > even if you have a low hull value and high deductible. Your company will > naturally NOT want to pay the claim, so their lawyers will be after the > clam boat or whatever hit you at their expense. **** > > My insurance is about $550/year, so it seems well worth it.**** > > ** ** > > *Joe Della Barba* > > Coquina C&C 35 MK I**** > > www.dellabarba.com**** > > ** ** > > _______________________________________________ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com > >
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