20 % off North Sails for the Vancouver Boat Show. It’s valid before and after 
the show so that should run something like 12 Jan to 6 Feb.

I’ve got a quote coming.

From: Hoyt, Mike 
Sent: Monday, December 30, 2013 10:56 AM
To: Peter Fell ; cnc-list@cnc-list.com 
Subject: RE: Stus-List Wind Storm Damaged Genoa - Insurance

Well the good news is that you will likely end up with a new sail.  Even though 
it will cost you it should feel like a major upgrade on the boat.

Mike


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From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Peter Fell
Sent: Monday, December 30, 2013 1:30 PM
To: cnc-list@cnc-list.com
Subject: Re: Stus-List Wind Storm Damaged Genoa - Insurance


Thanks Mike

Unfortunately while I have a lot of documentation from the previous owner, such 
as his logbook (he purchased the boat in 2004) ... no receipts for the sail. 
The boat was an estate sale so what I got is all I will get (I did ask the 
widow during the purchase process if there was any additional documentation). I 
also quizzed the PO’s last sailing partner, who was a wealth of info and had 
worked on several larger projects on the boat (e.g. electric windlass 
installation).

I think I shall do some boat show sail shopping ... and insurance (but that 
will have to wait till September).

Peter

From: Hoyt, Mike 
Sent: Monday, December 30, 2013 5:44 AM
To: cnc-list@cnc-list.com 
Subject: Re: Stus-List Wind Storm Damaged Genoa - Insurance

Peter

Once you have sorted this out you may wish to shop around your insurance which 
likely renews annually anyway.  I am currently with the "Mainstay Yacht Plan" 
(Fairway Insurance) and for sails it is as follows:

1 - 5 years old.  100% paid
6-10 years.  Owner pays 20%
11-15 years. Owner pays 25%
16-20 years.  Owner pays 35%
21-25 years. owner pays %50
25+  no coverage

Your sail was 10 years old - do you have receipts for previous owner?  Receipts 
would help with your ins co.  

A ten year old sail is not in any way comparablee to a new sail.  This is a 
roller furling 130% genoa on a C&C27-III.  I am guessing from that is the Go To 
sail for the boat and is well used over those ten years.  Sail shape will have 
been compromised and a new sail will be a delight

Regarding new sails.  Be careful what you buy.  There are some lofts that do 
not specialize in racing sails but make pretty good and reasonably fast sails 
anyway.  There are also lofts that make horrible sails.

Our boat came with many sails when we purchased in 2007. The newest was a 2004 
North Dacron Main 4800 Cruise.  It was three years old when we bought the boat. 
 This was made by North Sailes East in CT who also made an excellent roller 
furling 150 for the boat.  The main was absolutely horrible!  The draft pocket 
was huge and it was impossible to trim a decent shape into this sail.  PO paid 
$1682.22 for this sail in April 2004 and I used it twice and sold it for $300 
in 2011.  We used a 1995 UK Tape drive main in its place which was old but far 
far better- then we paid $3500 for a decent main sail in 2009.  The 1600 spent 
on this sail was a complete waste of money as the sail was useless and either a 
very poor design or a poor execution of a decent design.

You have a 27 mark 3 which has a rep as a tender boat.  You would benefit 
greatly from new flatter sails to keep the boat flat and fast.  I have been in 
the position of a tender boat with sails that seemed good but were older and 
bagged out.  The boat will heel excessively and you will be reefing or changing 
sails frequently.  A new sail with draft forward will transform a C&C 27-III

So speak to your adjuster and find a way for him to write the old sail off and 
consider what you get a discount on a new sail.

One final thing.  Watch the weather.  When big winds are predicted take the 
sail off the furler and store it in the boat.  Furled sails have a tendency to 
unfurl in a wind and get damaged.

Mike


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From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Rich Knowles
Sent: Saturday, December 28, 2013 8:03 AM
To: Peter Fell; cnc-list@cnc-list.com
Subject: Re: Stus-List Wind Storm Damaged Genoa


Perhaps they should simply consider the sail damaged beyond repair and offer 
you the depreciated value less your deductible. That would likely leave you 
with a damaged sail and next to no cash. 

Rich

On Dec 28, 2013, at 4:34, "Peter Fell" <prf...@gmail.com> wrote:


  From my point of view it is what is considered ‘reasonable’ ... that’s a 
definition as I think most would agree would be open to interpretation. If a 
$500 repair results in a end-product that will “not bring the sail back to 
pre-damage condition”, then can it be considered ‘reasonable’? Granted, we all 
tend to accept that many repairs result in an end product not 100% as original.

  From: Rich Knowles 
  Sent: Friday, December 27, 2013 11:51 PM
  To: Peter Fell ; cnc-list@cnc-list.com 
  Subject: Re: Stus-List Wind Storm Damaged Genoa

  You said "Policy coverage is for depreciated value on sails and they will 
only cover “reasonable cost of repairs actually incurred” for partial losses."


  Can you reasonably expect more than what your coverage offers?

  Rich 



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