Chunk does he do Canada too On Sat, Sep 25, 2021 at 11:11 AM Chuck Gilchrest via CnC-List < cnc-list@cnc-list.com> wrote:
> I got a “classic boat” policy for my 83 Landfall 35 through Hagerty which > is underwritten through Essentia Insurance. This last year they > automatically increased the loss replacement value due to market changes, > but the premium increase was nominal (about 2%). They do have 5 year > survey requirement that includes a mast down rig inspection. My surveyor > is a former C&C owner and differentiates an insurance survey from a > purchase survey which has kept costs at a reasonable level. My insurance > agent is a very accomplished sailor and I have no doubt he’d go to bat for > me in the event of a serious claim. Perhaps I’m paying a slight amount > more by using an agency who gets a commission but I’ve seen my agent out at > the waterfront at 7am after a named storm passed through, helping secure > boats and assessing damage and arranging towing. Worth every cent in my > opinion. > Chuck Gilchrest > S/V Half Magic > 1983 Landfall 35 > Padanaram,MA > > Sent from my iPhone > > On Sep 25, 2021, at 10:31 AM, Steve Thomas via CnC-List < > cnc-list@cnc-list.com> wrote: > > > > > That may be true for new policies, or in your location, or something to do > with your agent, but Progressive refused to write a liability-only policy > for my 1980 sailboat in central Florida 5 years ago. They put a low > valuation on the boat and a considerable deductible, which effectively made > it liability-only, but it still wound up costing over $800 USD per year. > > Steve Thomas > > C&C36 MKI > > Merritt Island, FL > ------ Original Message ------ > From: cnc-list@cnc-list.com > To: cnc-list@cnc-list.com > Cc: rockybazem...@gmail.com > Sent: Friday, September 24, 2021 10:23 AM > Subject: Stus-List Re: Insurance > > Just looked into it and Progressive is only liability coverage for boats > over 20 years old. If your boat gets struck by lighting or sinks you get > $0. Guess I'll stick with Geico. I got struck by lightning last year and > they fixed everything. Yes it is expensive. Correct me if I'm wrong. > Rocky > > On Fri, Sep 24, 2021 at 9:47 AM Matthew via CnC-List < > cnc-list@cnc-list.com> wrote: > >> That was why I left Boat US / GEICO in the first place – that whole >> reduced value to 20% baloney. I switched to Travelers, which had a good >> policy but dramatically increased its annual premium the last three years. >> As a result, I’m now with Progressive. >> >> I’m the kind of person who likes to find a good policy with reasonable >> rates and stick with it. For boat insurance, however, it pays to shop >> around. >> >> *From:* David Risch via CnC-List <cnc-list@cnc-list.com> >> *Sent:* Friday, September 24, 2021 9:25 AM >> *To:* Stus-List <cnc-list@cnc-list.com> >> *Cc:* Andy Frame <svmar...@pm.me> David Risch <davidrisc...@msn.com> >> *Subject:* Stus-List Re: Insurance >> >> Check the fine print. Ask the question. If I lose the mast.... >> >> Sent from my Android. Please forgive typos. Thank you. >> >> Thanks to all of the subscribers that contributed to the list to help >> with the costs involved. If you want to show your support to the list - use >> PayPal to send contribution -- https://www.paypal.me/stumurray Thanks - >> Stu > > ------------------------------ > Thanks to all of the subscribers that contributed to the list to help with > the costs involved. If you want to show your support to the list - use > PayPal to send contribution -- https://www.paypal.me/stumurray Thanks - > Stu > > > > > Thanks to all of the subscribers that contributed to the list to help with > the costs involved. If you want to show your support to the list - use > PayPal to send contribution -- https://www.paypal.me/stumurray Thanks > - Stu > > Thanks to all of the subscribers that contributed to the list to help with > the costs involved. If you want to show your support to the list - use > PayPal to send contribution -- https://www.paypal.me/stumurray Thanks > - Stu -- Joel Delamirande *www.jdroofing.ca <http://www.jdroofing.ca>*
Thanks to all of the subscribers that contributed to the list to help with the costs involved. If you want to show your support to the list - use PayPal to send contribution -- https://www.paypal.me/stumurray Thanks - Stu
