Well I just switched to Progressive this evening.  Geico refused to insure an American boat in Canada, while Progressive indicated it was no problem.  Now if I can print a copy of the policy we will see.  So far the only print copy I can find outlines what they will do when my dog dies.....   I don't have a dog.  We hopefully not have to put it to test.

On 9/29/21 9:25 PM, CHARLES SCHEAFFER via CnC-List wrote:
I've had Progressive for the last twelve years.  Never had a claim.  No survey required during that time.  I got it mostly for liability and becasue marinas require it, but my policy also has a stated "cash value" in case of loss.  Each year the premium drops a little, (like $20) so I always renew.

Chuck S
On 09/27/2021 4:11 PM Charlie Nelson via CnC-List <cnc-list@cnc-list.com> wrote:


I too am considering moving to Progressive to save ~ $1200 per year.

I have never had a claim except for towing and now I use Boat-US for that--$250/year which I may drop.

Before I switch, has anyone had any experience with the claims procedure/reimbursement from Progressive--good, bad or indifferent?

Saving money on insurance is a fools errand if you have to hire a lawyer to get them to pay a claim.

Charlie Nelson
36 XL/kcb Water Phantom
Greenville, NC


-----Original Message-----
From: ALAN BERGEN via CnC-List <cnc-list@cnc-list.com>
To: Stus-List <cnc-list@cnc-list.com>
Cc: ALAN BERGEN <trya...@alumni.usc.edu>
Sent: Mon, Sep 27, 2021 1:11 pm
Subject: Stus-List Re: Insurance

They didn't ask me for a survey.
Alan Bergen
35 Mk III Thirsty
Rose City YC
Portland, OR



On Mon, Sep 27, 2021 at 9:48 AM Matthew via CnC-List <cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>> wrote:

    When I switched to Progressive this year, I was told that the
    underwriting department would review the application and decide
    if a survey was needed.  After reviewing the application, they
    decided a survey was not needed.
    Matt Wolford
    1976 C&C 42 Custom
    *From:* Glenn Henderson via CnC-List <cnc-list@cnc-list.com
    <mailto:cnc-list@cnc-list.com>>
    *Sent:* Saturday, September 25, 2021 10:57 AM
    *To:* Stus-List <cnc-list@cnc-list.com
    <mailto:cnc-list@cnc-list.com>>
    *Cc:* Glenn Henderson <ghe...@gmail.com <mailto:ghe...@gmail.com>>
    *Subject:* Stus-List Re: Insurance
    Did they require a full survey?
    Glenn and Lindsey Henderson
    C&C 41
    WeGo
    On Thu, Sep 23, 2021 at 3:48 PM ALAN BERGEN via CnC-List
    <cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>> wrote:

        I recently received a renewal notice from GEICO (BoatUS).
        They said my insurance premium was reduced (from $1256 to
        $1226/year). Just for a check, I asked Progressive for a
        quote. Their price for the same amount of insurance was
        $487/year. I am now a Progressive customer.
        Alan Bergen
        35 Mk III Thirsty
        Rose City YC
        Portland, OR
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        Thanks - Stu

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Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu
Thanks to all of the subscribers that contributed to the list to help with the 
costs involved.  If you want to show your support to the list - use PayPal to 
send contribution --   https://www.paypal.me/stumurray  Thanks - Stu

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