I keep waiting for Progressive to get revealed as a huge scheme. I was paying $700/yr. to Geico (nee BoatUS) for ONE boat and now I have all three of my boats on Progressive with better coverage for $700/yr. They had no issue with quoting a C&C 41 and I think their website states they go up to 50 feet or so. I am also about to switch my car insurance to them, same deal, better coverage for less money. Not that I would actually try it, but my Boston Whaler is insured to go 100 miles offshore from Maine to Florida and so is the dinghy. How do they do this? I also wonder about the insured value, on the form to sign up it is whatever you say it is. I wonder if it has some algorithm to flag wildly inappropriate values. I swear I was being careful, but my $150,000 dinghy got loose and vanished. Darn the luck!
Joe Della Barba Coquina