adamsaghy commented on code in PR #5167:
URL: https://github.com/apache/fineract/pull/5167#discussion_r2565306364
##########
fineract-e2e-tests-runner/src/test/resources/features/LoanReschedule.feature:
##########
@@ -1174,3 +1174,207 @@ Feature: LoanReschedule
| 30 November 2025 | 10 November 2025 | 31 January 2026 |
| | | |
Then In Loan Transactions the "1"th Transaction of "Accrual Activity" on
"31 October 2025" has "1" relationship with type="REPLAYED"
+ Scenario: Verify progressive loan due date reschedule maintains EMI
+ When Admin sets the business date to "05 September 2025"
+ And Admin creates a client with random data
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_ACCRUAL_ACTIVITY | 31
December 2024 | 1111 | 24.99 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS
| 1 | MONTHS | 24 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "31 December 2024" with "1111"
amount and expected disbursement date on "31 December 2024"
+ And Admin successfully disburse the loan on "31 December 2024" with "1111"
EUR transaction amount
+ And Customer makes "AUTOPAY" repayment on "31 January 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "28 February 2025" with 59.26
EUR transaction amount
+ And Customer makes "AUTOPAY" repayment on "31 March 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "30 April 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "30 May 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "29 June 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "31 July 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "31 August 2025" with 59.26 EUR
transaction amount
+ When Admin sets the business date to "06 September 2025"
+ When Admin runs inline COB job for Loan
+ When Admin sets the business date to "11 September 2025"
+ When Customer undo "1"th "Repayment" transaction made on "31 August 2025"
+ When Admin sets the business date to "30 September 2025"
+ And Customer makes "AUTOPAY" repayment on "30 September 2025" with 59.26
EUR transaction amount
+ And Customer makes "AUTOPAY" repayment on "30 September 2025" with 59.26
EUR transaction amount
+ When Admin runs inline COB job for Loan
+ When Admin sets the business date to "10 October 2025"
+ When Customer undo "1"th "Repayment" transaction made on "30 September
2025"
+ When Customer undo "2"th "Repayment" transaction made on "30 September
2025"
+ When Admin sets the business date to "16 October 2025"
+ And Customer makes "AUTOPAY" repayment on "16 October 2025" with 60 EUR
transaction amount
+ When Admin sets the business date to "31 October 2025"
+ And Customer makes "AUTOPAY" repayment on "31 October 2025" with 59.26 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "31 October 2025" with 58.52 EUR
transaction amount
+ When Admin runs inline COB job for Loan
+ When Admin sets the business date to "10 November 2025"
+ Then Loan Repayment schedule has 24 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 31 December 2024 | | 1111.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 31 January 2025 | 31 January 2025 | 1075.32 |
35.68 | 23.58 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 2 | 28 | 28 February 2025 | 28 February 2025 | 1036.67 |
38.65 | 20.61 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 31 March 2025 | 31 March 2025 | 999.41 |
37.26 | 22.0 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 4 | 30 | 30 April 2025 | 30 April 2025 | 960.68 |
38.73 | 20.53 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 5 | 31 | 31 May 2025 | 30 May 2025 | 921.81 |
38.87 | 20.39 | 0.0 | 0.0 | 59.26 | 59.26 | 59.26 | 0.0
| 0.0 |
+ | 6 | 30 | 30 June 2025 | 29 June 2025 | 881.48 |
40.33 | 18.93 | 0.0 | 0.0 | 59.26 | 59.26 | 59.26 | 0.0
| 0.0 |
+ | 7 | 31 | 31 July 2025 | 31 July 2025 | 840.93 |
40.55 | 18.71 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 8 | 31 | 31 August 2025 | 16 October 2025 | 799.52 |
41.41 | 17.85 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 |
59.26 | 0.0 |
+ | 9 | 30 | 30 September 2025 | 31 October 2025 | 756.68 |
42.84 | 16.42 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 |
59.26 | 0.0 |
+ | 10 | 31 | 31 October 2025 | 31 October 2025 | 713.48 |
43.2 | 16.06 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 11 | 30 | 30 November 2025 | | 668.87 |
44.61 | 14.65 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 12 | 31 | 31 December 2025 | | 623.81 |
45.06 | 14.2 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 13 | 31 | 31 January 2026 | | 577.79 |
46.02 | 13.24 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 14 | 28 | 28 February 2026 | | 529.61 |
48.18 | 11.08 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 15 | 31 | 31 March 2026 | | 481.59 |
48.02 | 11.24 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 16 | 30 | 30 April 2026 | | 432.22 |
49.37 | 9.89 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 17 | 31 | 31 May 2026 | | 382.13 |
50.09 | 9.17 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 18 | 30 | 30 June 2026 | | 330.72 |
51.41 | 7.85 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 19 | 31 | 31 July 2026 | | 278.48 |
52.24 | 7.02 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 20 | 31 | 31 August 2026 | | 225.13 |
53.35 | 5.91 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 21 | 30 | 30 September 2026 | | 170.49 |
54.64 | 4.62 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 22 | 31 | 31 October 2026 | | 114.85 |
55.64 | 3.62 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 23 | 30 | 30 November 2026 | | 57.95 |
56.9 | 2.36 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
+ | 24 | 31 | 31 December 2026 | | 0.0 |
57.95 | 1.23 | 0.0 | 0.0 | 59.18 | 0.0 | 0.0 | 0.0
| 59.18 |
+ When Admin creates and approves Loan reschedule with the following data:
+ | rescheduleFromDate | submittedOnDate | adjustedDueDate |
graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
+ | 30 November 2025 | 10 November 2025 | 31 January 2026 |
| | | |
+ Then Loan Repayment schedule has 24 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 31 December 2024 | | 1111.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 31 January 2025 | 31 January 2025 | 1075.32 |
35.68 | 23.58 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 2 | 28 | 28 February 2025 | 28 February 2025 | 1036.67 |
38.65 | 20.61 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 31 March 2025 | 31 March 2025 | 999.41 |
37.26 | 22.0 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 4 | 30 | 30 April 2025 | 30 April 2025 | 960.68 |
38.73 | 20.53 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 5 | 31 | 31 May 2025 | 30 May 2025 | 921.81 |
38.87 | 20.39 | 0.0 | 0.0 | 59.26 | 59.26 | 59.26 | 0.0
| 0.0 |
+ | 6 | 30 | 30 June 2025 | 29 June 2025 | 881.48 |
40.33 | 18.93 | 0.0 | 0.0 | 59.26 | 59.26 | 59.26 | 0.0
| 0.0 |
+ | 7 | 31 | 31 July 2025 | 31 July 2025 | 840.93 |
40.55 | 18.71 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 8 | 31 | 31 August 2025 | 16 October 2025 | 799.52 |
41.41 | 17.85 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 |
59.26 | 0.0 |
+ | 9 | 30 | 30 September 2025 | 31 October 2025 | 756.68 |
42.84 | 16.42 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 |
59.26 | 0.0 |
+ | 10 | 31 | 31 October 2025 | 31 October 2025 | 713.48 |
43.2 | 16.06 | 0.0 | 0.0 | 59.26 | 59.26 | 0.0 | 0.0
| 0.0 |
+ | 11 | 92 | 31 January 2026 | | 668.87 |
44.61 | 14.65 | 0.0 | 0.0 | 59.26 | 0.0 | 0.0 | 0.0
| 59.26 |
Review Comment:
This looks incorrect. the Interest should be way much higher, due to the new
due dates...
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