Hi, Folks! << We were expecting a simple renewal of the lease this year, but today we found out that the Town's insurance company is recommending that the non-profit organization provide its own liability insurance which is $750 - $1000/year listing the town as an additional insured. >>
I find this line extremely interesting -- are you sure it's the insurance company that is making this recommendation? In my experience, it's usually the town that doesn't want to bother and tries to palm off the bill to the non-profit. Who told you what is stated above? Have you seen it in writing? Do you have the quote for insurance in writing? If you can't get this information in writing, it's a red flag that something else is going on. Call in whatever political chips you have to find out what's REALLY going on. Here in PA, "liability insurance" is almost always a smoke screen for something else. Find out what the "something else" is, then see if you really have to deal with the liability insurance. Dorene Dorene Pasekoff, Coordinator St. John's United Church of Christ Organic Community Garden and Labyrinth A mission of St. John's United Church of Christ, 315 Gay Street, Phoenixville, PA 19460
