This practice among aviation insurance companies is not collusion, and exists for good reason. First of all, the companies are small and few in number, They don't have the staffs to field inquiries from several agents for the same risks, and quote the same risk several times. Obviously, they want to prevent the accidental quoting of the same risk at different numbers. That's why I've said in previous messages that there is nothing for an aircraft owner to gain by calling several brokers. The quote will be the same anyhow, so pick a broker you like, who knows your type airplane, and who gives you the service that you want. Once a quote is obtained by one broker, you can switch to a different broker by signed what is known as an agent of record letter, should you want a different broker handling your business instead of the one who secured the quote.
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