| You know, I'd wonder how many people on this | list use or have used online banking. | | To start the ball rolling, I have not and won't. Until a couple of months ago, I avoided doing anything of this sort at all. Simple reasoning: If I know I never do any financial stuff on-line, I can safely delete any message from a bank or other financial institution.
Now, I pay some large bills - mortgage, credit cards - on line. I just got tired of the ever-increasing penalties for being even a day late in paying - coupled with ever-more-unpredictable post office delivery times. (Then again, who can really say when the letter arrived at the credit card company? You have to accept their word for it, and they have every incentive to err in their own favor.) I have consistently refused on-line delivery of statements, automated paying, or anything of that sort. I cannot at this point forsee a world in which I would trust these systems enough to willingly move in that direction. (It doesn't help that, for example, one credit-card site I use - AT&T Universal - sends an "invalid" certificate. AT&T Universal has its own URL, but they are owned by Citibank, so use the citibank.com certificate....) Of course, increasingly one has little choice. My employer doesn't provide an option: Pay "stubs" are on-line only. Reimbursment reports likewise. There are increasing hints of various "benefits" if you use the on-line systems for banking and credit cards and such. The next step - it won't be long - will be charges for using the old paper systems. How many people here still ask for paper airline tickets? (I gave up on this one....) -- Jerry --------------------------------------------------------------------- The Cryptography Mailing List Unsubscribe by sending "unsubscribe cryptography" to [EMAIL PROTECTED]