Bill said he wanted a piece of paper that could help verify his bank's 
certificate.  I claimed he's in the extreme minority who would do that and he 
asked for proof.

I can only, vaguely, recall that one of the East Coast big banks (or perhaps 
the only one that is left) at one point had a third-party cert for their online 
banking and that it "encouraged" phishing of their customers.  See also 
http://en.wikipedia.org/wiki/Phishing#cite_note-87 and 
http://en.wikipedia.org/wiki/Phishing#cite_note-88 which say simple things like 
"show the right image" don't work.

        /r$

--  
Principal Security Engineer
Akamai Technology
Cambridge, MA
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