Ryan,

I'm sending this to you under separate cover, unblinded, in case he didn't
contact you directly.

In the meantime, though...

Cheers,
RAH

--- begin forwarded text


Date: Tue, 08 Feb 2000 10:17:13 -0500
To: "R. A. Hettinga" <[EMAIL PROTECTED]>
From: Somebody from a famous bank consortium :-)
Subject: Re: number of payment systems out there

Ryan,

At this point, I have counted about 98 different payment
companies/systems/entities targeting internet payments.  This list excludes
all the traditional players, and focuses only on the "newer" models.  Many
of these are now "defunct".

If your list wanted to be comprehensive, and include all the different ATM
networks, for example, then it would quickly grow into the hundreds.  In
the US, for example, there are 40+ regional ATM networks (and consolidating
all the time).

Under separate cover I will send to you a single power point slide which
provides a laundry list of the various players I have tracked in this
space.  I don't have a specific writeup of most of them.

At 2/7/00 10:26 PM , you wrote:

>--- begin forwarded text
>
>
>Date: Mon, 7 Feb 2000 16:40:18 -0800
>To: [EMAIL PROTECTED]
>Cc: [EMAIL PROTECTED]
>Subject: number of payment systems out there
>User-Agent: Mutt/1.1.2i
>From: [EMAIL PROTECTED] (Ryan Lackey)
>Sender: <[EMAIL PROTECTED]>
>List-Subscribe: <mailto:[EMAIL PROTECTED]>
>
>Someone who works for one of the many payment systems recently told me
>"there are about 73 of them, in fact".
>
>Is there a list somewhere, or anyone centrally offering exchange?  The
>definition she uses (working for a billpay company which collaterally offers
>c2c payments) is pretty lax; c2c, b2c, c2b, or b2b, including for
>vertical markets.  I suspect she meant internet centric systems, but might as
>well include smartcards systems, etc., thanks to Intertrader.
>
>In the style of Adam Shostack's crypto library listing, I think I'll set up
>a "payment systems listing", since I've never found anything quite so
>expansive
>on the net.  For each one, I want name, a paragraph or so, maybe some stats
>like total in circulation, when started, etc., and a URL.
>
>http://www.venona.com/payment/systems.html
>
>There's what I've got so far:
>
>wires:
>* SWIFT
>* ABA
>* Fedwire
>* ACH
>
>credit cards:
>* Visa
>* MC
>* Amex
>* Discover
>* DC/CB
>
>cc hacks:
>* webcertificate
>
>atm:
>* plus
>* cirrus
>* nyce
>
>smartcards:
>* mondex
>* chipper
>
>general:
>* e-gold
>* paypal
>* DigiCash eCash
>* DigiGold
>* SAXAS
>
>porn:
>* like 7 "password systems" which are basically kludges to not conduct
>fractioning while conducting fractioning.
>
>gaming:
>* NetBanx
>
>bill payment/presentment:
>* checkfree
>* ms/transpoint
>
>misc:
>* vendor credits from seriously major vendors for clickthroughs
>* easy-to-enter banner ad programs with high return (porn)
>* gift certificates which can be sent around on the net)
>--
>[EMAIL PROTECTED]
>http://www.venona.com/rdl/
>1024D/4096g 0xD2E0301F B8B8 3D95 F940 9760 C64B  DE90 07AD BE07 D2E0 301F
>
>--- end forwarded text
>
>
>-----------------
>R. A. Hettinga <mailto: [EMAIL PROTECTED]>
>The Internet Bearer Underwriting Corporation <http://www.ibuc.com/>
>44 Farquhar Street, Boston, MA 02131 USA
>"... however it may deserve respect for its usefulness and antiquity,
>[predicting the end of the world] has not been found agreeable to
>experience." -- Edward Gibbon, 'Decline and Fall of the Roman Empire'
>
>For help on using this list (especially unsubscribing), send a message to
>"[EMAIL PROTECTED]" with one line of text: "help".

    -- Frank Jaffe (V) 617-434-1838  (F) 617-434-9889 (E) [EMAIL PROTECTED]

--- end forwarded text


-----------------
R. A. Hettinga <mailto: [EMAIL PROTECTED]>
The Internet Bearer Underwriting Corporation <http://www.ibuc.com/>
44 Farquhar Street, Boston, MA 02131 USA
"... however it may deserve respect for its usefulness and antiquity,
[predicting the end of the world] has not been found agreeable to
experience." -- Edward Gibbon, 'Decline and Fall of the Roman Empire'

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