galovics commented on code in PR #2215:
URL: https://github.com/apache/fineract/pull/2215#discussion_r841446892


##########
fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/SavingsAccountTransactionDataValidator.java:
##########
@@ -232,25 +232,68 @@ public SavingsAccountTransaction 
validateHoldAndAssembleForm(final String json,
             
baseDataValidator.reset().parameter(SavingsApiConstants.statusParamName)
                     
.failWithCodeNoParameterAddedToErrorCode(SavingsApiConstants.ERROR_MSG_SAVINGS_ACCOUNT_NOT_ACTIVE);
         }
-        account.holdAmount(amount);
 
-        if (account.getEnforceMinRequiredBalance()) {
-            if (account.getWithdrawableBalance().compareTo(BigDecimal.ZERO) < 
0) {
-                
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient 
balance", account.getId());
+        Boolean isEnforceMinRequiredBalanceEnabled = 
account.getEnforceMinRequiredBalance();
+        Boolean isAccountLienEnabled = account.isLienAllowed();
+        Boolean isOverdraftEnabled = account.isAllowOverdraft();
+
+        Boolean lienAllowed = false;
+        if (this.fromApiJsonHelper.parameterExists(lienAllowedParamName, 
element)) {
+            lienAllowed = 
this.fromApiJsonHelper.extractBooleanNamed(lienAllowedParamName, element);
+            if (lienAllowed) {
+                if (isAccountLienEnabled) {
+                    if (isOverdraftEnabled) {
+                        if 
(account.getOverdraftLimit().compareTo(BigDecimal.ZERO) > 0
+                                && 
account.getMaxAllowedLienLimit().compareTo(BigDecimal.ZERO) > 0) {
+                            if 
(account.getOverdraftLimit().compareTo(account.getMaxAllowedLienLimit()) > 0) {
+                                
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode(
+                                        
"Overdraft.limit.can.not.be.greater.than.lien.limit", account.getId());
+                            }
+                        }
+                    }
+
+                    if (amount.compareTo(account.getMaxAllowedLienLimit()) > 
0) {
+                        
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("lien.limit.exceeded",
 account.getId());
+                    }
+                } else {
+                    
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("lien.is.not.allowed.in.product.level",
+                            account.getId());
+                }
+            } else {
+                if (isOverdraftEnabled) {
+                    if (amount.compareTo(account.getWithdrawableBalance()) > 0 
&& amount.compareTo(account.getOverdraftLimit()) > 0) {
+                        
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient.balance",
 account.getId());
+                    }
+                }
+                if (isEnforceMinRequiredBalanceEnabled) {
+                    if (amount.compareTo(account.getWithdrawableBalance()) > 
0) {
+                        
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient.balance",
 account.getId());
+                    }
+                }
+                if (!isOverdraftEnabled && 
!isEnforceMinRequiredBalanceEnabled) {
+                    if (amount.compareTo(account.getWithdrawableBalance()) > 
0) {
+                        
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient.balance",
 account.getId());
+                    }
+                }
             }
-        }
-
-        Boolean lien = false;
-
-        if (this.fromApiJsonHelper.parameterExists(lienParamName, element)) {
-            lien = this.fromApiJsonHelper.extractBooleanNamed(lienParamName, 
element);
-            if (!lien) {
-                if 
(account.getWithdrawableBalanceWithoutMinimumBalance().compareTo(BigDecimal.ZERO)
 < 0) {
-                    
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient 
balance", account.getId());
+        } else {
+            if (isOverdraftEnabled) {
+                if (amount.compareTo(account.getWithdrawableBalance()) > 0 && 
amount.compareTo(account.getOverdraftLimit()) > 0) {
+                    
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient.balance",
 account.getId());
+                }
+            }
+            if (isEnforceMinRequiredBalanceEnabled) {
+                if (amount.compareTo(account.getWithdrawableBalance()) > 0) {
+                    
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient.balance",
 account.getId());
+                }
+            }
+            if (!isOverdraftEnabled && !isEnforceMinRequiredBalanceEnabled) {
+                if (amount.compareTo(account.getWithdrawableBalance()) > 0) {
+                    
baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("insufficient.balance",
 account.getId());
                 }
             }
         }
-
+        account.holdAmount(amount);

Review Comment:
   I think you've built this on top of PR 
https://github.com/apache/fineract/pull/2220 which doesn't have this anymore. 
If that's the case, make sure to do a rebase first.



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