@Bharath Gowda <[email protected]> I am suspecting you could be familiar with the co-lending subject. Do you think this qualifies as a new feature (or something worthy of being on a road map)?. The first time I interfaced with the term, it sounded exotic it sounded new but a couple of days later after discussing it with a colleague, it looks like something that can be accomplished by combining a couple existing features i.e (Accounting and a bit of automation if necessary).
This is what I have so far understood about CO-LENDING: 1. BANK A issues a loan to a customer but this loan is not funded by BANK A alone. 2. There is another BANK B, that is providing the additional funds to make this happen (hence the term CO-LENDING). 3. To simplify it we can assume that BANK A took a loan themselves from BANK B (payable with interest). 4. The customer that took the may not even need to know that there is BANK B in the picture, his only obligation is to repay the loan they took with interest following the set installments. 5. Depending on the terms agreed between BANK A and BANK B, every time the customer makes a repayment to the loan they took, the outstanding balance will reduce and everything updated (normally), but additional accounting entries will be needed, that is BANK A settling their obligations to BANK B. That is all I believe there is to it, am I missing something? Regards Wilfred On Sun, Aug 24, 2025 at 2:33 PM Kigred Developer <[email protected]> wrote: > Greetings Devs, > > I been interested in the co-lending subject, is there a way to accomplish > this in the current version? If not, then I think it is a good candidate > for fineract 2.0. > > Regards. > Wilfred > > On Mon, 12 May 2025, 23:54 James Dailey, <[email protected]> wrote: > >> Community - >> >> It is probably past time to have a discussion about the future of >> Fineract and what we want to see going forward. >> >> I would like to get your ideas for a Survey of users and developers. >> >> In that survey, which we would push to as many users and developers of >> Fineract as possible, we would ask things about developer experience, user >> interfaces, API documentation, connecting to payments, enabling connections >> to third party systems, security, code quality, and in general a number of >> topics that relate to the roadmap ideas that have surfaced in the past two >> years. >> >> I will also include a few of the previously asked questions from our >> community surveys in 2019, 2021, and 2022 so that we can have a time >> series, e.g. around questions of "how did you learn about the project?" and >> "how are you using it?" >> >> https://cwiki.apache.org/confluence/display/FINERACT/Survey+Results+2022+November >> >> >> Please respond here with questions and topics to cover. If there is no >> objection I will formulate the questions and send out the survey using >> Google Survey by the end of next week with responses due by June 4th. >> I'll ask for the community to promote the survey as much as possible to >> relevant people. >> >> Thanks, >> >
