I agree with you James. I will have to find out what kind of reports go with this type of lending.
Thanks Regards. On Thu, 11 Sept 2025, 12:28 James Dailey, <[email protected]> wrote: > Wilfred > > It’s probably important to include in your scenario the kinds of reports > and data results you expect as each Bank has a need to partition their > bucket of loans. Ie to have payment stream tracked to their “portfolio”. > > Probably existing functionality around FUND would allow some version of > this or more likely to use the concept of tagging specific loans. In that > case Fineract supports this - again depending on more details from an > actual financial institution. > > > Sent from Gmail Mobile > > > On Thu, Sep 11, 2025 at 1:39 AM Kigred Developer < > [email protected]> wrote: > >> @Bharath Gowda <[email protected]> >> I am suspecting you could be familiar with the co-lending subject. Do >> you think this qualifies as a new feature (or something worthy of being on >> a road map)?. >> The first time I interfaced with the term, it sounded exotic it sounded >> new but a couple of days later after discussing it with a colleague, it >> looks like something that can be accomplished by combining a couple >> existing features i.e (Accounting and a bit of automation if necessary). >> >> This is what I have so far understood about CO-LENDING: >> 1. BANK A issues a loan to a customer but this loan is not funded by BANK >> A alone. >> 2. There is another BANK B, that is providing the additional funds to >> make this happen (hence the term CO-LENDING). >> 3. To simplify it we can assume that BANK A took a loan themselves from >> BANK B (payable with interest). >> 4. The customer that took the may not even need to know that there is >> BANK B in the picture, his only obligation is to repay the loan they took >> with interest following the set installments. >> 5. Depending on the terms agreed between BANK A and BANK B, every time >> the customer makes a repayment to the loan they took, the outstanding >> balance will reduce and everything updated (normally), but additional >> accounting entries will be needed, that is BANK A settling their >> obligations to BANK B. >> >> That is all I believe there is to it, am I missing something? >> Regards >> Wilfred >> >> On Sun, Aug 24, 2025 at 2:33 PM Kigred Developer < >> [email protected]> wrote: >> >>> Greetings Devs, >>> >>> I been interested in the co-lending subject, is there a way to >>> accomplish this in the current version? If not, then I think it is a good >>> candidate for fineract 2.0. >>> >>> Regards. >>> Wilfred >>> >>> On Mon, 12 May 2025, 23:54 James Dailey, <[email protected]> wrote: >>> >>>> Community - >>>> >>>> It is probably past time to have a discussion about the future of >>>> Fineract and what we want to see going forward. >>>> >>>> I would like to get your ideas for a Survey of users and developers. >>>> >>>> In that survey, which we would push to as many users and developers of >>>> Fineract as possible, we would ask things about developer experience, user >>>> interfaces, API documentation, connecting to payments, enabling connections >>>> to third party systems, security, code quality, and in general a number of >>>> topics that relate to the roadmap ideas that have surfaced in the past two >>>> years. >>>> >>>> I will also include a few of the previously asked questions from our >>>> community surveys in 2019, 2021, and 2022 so that we can have a time >>>> series, e.g. around questions of "how did you learn about the project?" and >>>> "how are you using it?" >>>> >>>> https://cwiki.apache.org/confluence/display/FINERACT/Survey+Results+2022+November >>>> >>>> >>>> Please respond here with questions and topics to cover. If there is >>>> no objection I will formulate the questions and send out the survey using >>>> Google Survey by the end of next week with responses due by June 4th. >>>> I'll ask for the community to promote the survey as much as possible to >>>> relevant people. >>>> >>>> Thanks, >>>> >>>
