Jim McAtee wrote:
>> We could have left our renewals wide open, however we made a business
>> decision to require the username and password on renewals to cut
>> down on credit card fraud.
>
> I'm trying to imagine a situation where someone would use a bogus
> credit card to _renew_ a domain name.  To what advantage?  They're
> going to lose the domain shortly thereafter.

Oh?

There are two possibilities here, assuming a lying fraudulent criminal is
willing to commit credit card fraud.

The RSP and/or OpenSRS has a choice: Do you let the user keep the domain, or
suspend/withhold it?

The abuse will come in one of two ways, depending on whether you deactivate
the domain or not:

1) Criminal owns the domain -- He'll renew his own domain for 5 years using
a stolen credit card knowing that the 5 years can't be removed.  When the
chargeback occurs, he claims innocence.  Unless you can prove the user has
done something illegal he will be free to simply transfer the domain away,
and the RSP is stuck eating the 5 year renewal.

2) Innocent user owns the domain -- Criminal renews the domain, then when
the user claims they knew nothing about it (which is true), RSP/OpenSRS
suspends the domain, and an innocent user has lost the domain after having
done nothing wrong.


-- 
Dave Warren,
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