On August 20, 2016 8:27:09 AM EDT, mray <m...@mray.de> wrote:
>
>
>On 16.08.2016 00:03, Aaron Wolf wrote:
>> On 08/10/2016 01:27 AM, mray wrote:
>>>
>>>
>>> On 09.08.2016 22:43, Aaron Wolf wrote:
>>>> On 08/09/2016 12:59 PM, Bryan Richter wrote:
>>>>
>>>>>> Also, I strongly support displaying it publicly that way "we only
>>>>>> charge
>>>>>> if the fee to processor is less than 10% of the total".
>>>>>
>>>>> I will admit that the argument about sudden fee changes is a bit
>weak. But I'm curious; what is the benefit to displaying a percentage
>that makes you strongly prefer it? I still think a level of indirection
>is a good thing. It almost always is in software. 
>>>>>
>>>>
>>>> First, I like transparently displaying the actual policy.
>>>>
>>>> Second, the percentage can vary by processor. So, Dwolla takes no
>fee,
>>>> and thus there's no minimum charge when using Dwolla. But say there
>was
>>>> a processor that took a strict 5% fee — I guess we'd accept that at
>any
>>>> level if we felt it was okay to use (even though that would be
>higher
>>>> fee for medium and higher charges vs Stripe). But since this is all
>>>> post-MVP, we can ignore this point.
>>>>
>>>> The main reason is that people are actually used to seeing fees as
>>>> percentages. Most crowdfunding sites take a percentage fee (even
>though
>>>> that's unjustified — Kickstarter has no real justification besides
>"we
>>>> can" for taking a full 5% of a $10,000,000 project given that their
>>>> costs are about the same as for a $10,000 project. We can discuss
>the
>>>> merits of fixed amounts versus percentages, but percentage is the
>common
>>>> thing people are used to and compare. We use percentage in our own
>>>> charts at
>https://wiki.snowdrift.coop/market-research/other-crowdfunding
>>>>
>>>> I'll give some deference to Robert or others in the design area of
>this
>>>> though.
>>>>
>>>>
>>>>
>>>
>>> I support Michaels view of preferring percentage.
>>> We need to have a simple, clear agenda across all current or future
>>> payment processors. A plain dollar might be clearer for one service,
>but
>>> as soon as there are more it gets confusing.
>>>
>>> We should be able to promise: "Fees are never over 10%. Ever."
>>> That will always make sense and does not seem arbitrary.
>>>
>>>
>> 
>> Where are we tracking design decisions like this so that we know what
>> the plan is once we get to implementing or even just mocking things
>up?
>> 
>> 
>
>I don't know we are doing this at all.
>But you're right, we probably should do.

Imo we should do this in the wiki. Using any other location adds the additional 
work of making sure that the wiki is up to date with the other location. 
-- 
Sent from my phone; please excuse my brevity.
Email policy: http://smichel.me/email
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