Yes, and the ARRL insurance covers your gear even when mounted or
transported in a vehicle (many homeowner's policies do not cover that,
and you must rely on your auto insurance for recovery - good luck, many
exclude radio gear). It also covers antennas and towers if you specify
those on the policy.
Yes, you must enumerate your gear that you wish to be covered, but once
that is done, you are covered for full replacement value.
My only experience with an ARRL insurance claim was through a customer
who wanted to use his K2/100 for Field Day, and someone connected the 12
volt supply with reverse polarity. The KPA100 became a "crispy
critter", but the ARRL insurance covered the cost of a new kit plus my
fee to build it - in full (I did not get the details of any
deductible). The process was very quick and both myself and the
customer was a pleasant one.
73,
Don W3FPR
On 8/7/2015 8:28 PM, Ian - Ham wrote:
Yes, they offer true replacement cost. There is a $50 deductible on claims.
If you're replacing a high-end rig (like a K3/K3S), you're going to come out
very well.
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