On 10/18/2013 8:59 AM, jrmitchellj . wrote:
> It just bothers me to no end that Insurance companies have managed
> (finagled) themselves into the position of "gate keeper" to health care.
> In doing so have pushed the cost of said health care to the moon.
> I wish I could negotiate similar rates to what the insurance companies have
> done, and not have to buy insurance.  I would be money way ahead!
>
> And now the government mandate.
>
> I feel soooo sorry for the next three to four generations!
>
> --J. Ray Mitchell Jr.

Well, one party's proposal to allow sale of health insurance across 
state lines and imposing some limits on the massive settlements for 
malpractice claims were the two items which could actually reduce costs, 
and were next thing to violently opposed by the other party.

Any other kind of insurance can be sold across state lines, but with 
health insurance a company is required to have a physical presence with 
offices and people in every state in which they wand to do business.

Can't be an e-surance style outfit selling health insurance, but there 
can for home, vehicle, etc.

Being forced to have offices and personnel everywhere drives up costs, 
which like taxes on business get dumped directly into the retail prices.

Lawsuits for 5 and 7 figure sums for just about everything has forced 
doctors and hospitals to pay big bucks for big insurance, and the 
insurance companies "spread the wealth around" to you, me and all their 
other customers.

Another problem with the medical industry in the USA is pills that cost 
pennies to dollars each in other countries cost dollars to tens of 
dollars each here. The way our regulations etc. are allows (the drug 
companies claim forces) them to fund the majority of the R&D costs off 
the Americans.

Many people say "Why can't it be like in Canada?". For starters, Canada 
has about the same population as California. Much smaller population, 
far fewer poor folks simply because of that.

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