Whoa!! There's only one ICICI Bank to my knowledge, but we never made that
claim!! That would be totally absurd..... We started with one branch and
expanded to 5 now.. I don't think we ever claimed or even dreamed to be the
"No.1 in Russia"... That simply isn't our goal...


On 2/22/08, Nick REES <[EMAIL PROTECTED]> wrote:
>
>  Is this the same ICICI Bank that claimed it would be No1 in Russia within
> 18 months of opening???
>
> ----- Original Message ----
> From: K K Neelamraju <[EMAIL PROTECTED]>
> To: The Moscow Expat List <[email protected]>
> Sent: Thursday, February 21, 2008 11:33:27 AM
> Subject: Re: Expat List Citi bank - complaining
>
> Folks
>
> I work for india's 2nd largest bank - ICICI Bank - which set up operations
> in Russia an year and a half ago... I just moved to moscow ofcourse, as a
> product manager for consumer banking...
>
> Our interest rates are much better.. and we are moving up fast on the
> customer service learning curve!!
>
> This feedback about a giant like Citibank definitely interests me!
>
>
> 2008/2/20 Emin Aliev <[EMAIL PROTECTED]>:
>
> >  Well, maybe we should all do something about it?
> >
> > How about starting our own bank! Or a Credit Union - first for expats,
> > then - for everyone else! We will have the best interest rates in the
> > country!  And low, low wire transfer fee for the money going overseas... ;-)
> >
> > Who wants to chip in?  I've got a spare $2...
> >
> >
> >
> >
> > - Emin
> >
> >
> >  ----- Original Message ----
> > From: Vladimir Afanasev <[EMAIL PROTECTED]>
> > To: The Moscow Expat List <[email protected]>
> >
> >  Sent: Wednesday, February 20, 2008 12:35:22 PM
> > Subject: Re: Expat List Citi bank - complaining
> >
> > Julian,
> >
> > What will they do, can I ask you? Russian law prohibits western banks
> > to establish direct branches here. Citibank here is incorporated as
> > ZAO KB Citibank, it is purely a Russian company, with its own balance
> > sheet, P&L etc. What you see is just the brand name that you know, but
> > what's behind it is completely different from the west.
> >
> > If Russia gets into a new financial crisis, Citibank in the US will
> > assume no obligations of ZAO KB Citibank in Russia if this Russian
> > bank also experiences financial difficulties. Same for Raiffeisen, it
> > is also another ZAO.
> >
> > For me, roots of the problem lie not in the poor supervision from the
> > US management, they are in the poor state of the service sector in
> > Russia, the fact that its economy depends only on exports of oil and
> > gas, that there are numerous stupid regulations which make the conduct
> > of private business very difficult, widespread corruption,
> > deteriorated educational system, nepotism which makes young people
> > believe that working hard is useless because you will not achieve
> > anything, etc.
> >
> > Of course there are positive sides like high oil prices, increasing
> > stabilisation fund, hard currency reserves, single party of power, etc
> > but all these benefits are not for you, Julian, not for myself, not for
> > many other people living in this country. Nobody will hear your voice.
> > Because there are so many people who will continue to use
> > Citibank/RZB/other banks just because they accept such service is
> > normal.
> >
> > All the best
> >
> > Vladimir
> >
> > Wednesday, February 20, 2008, 8:57:38 AM, you wrote:
> >
> > > People, Don't just accept this! You all have access to the Internet!
> >
> > > I just cut and pasted the last big email about citi bank and sent it
> > to
> > > the board of directors in America. ( I removed email addresses)
> >
> > > You have a voice, use it!
> >
> > > I
> >
> > > Julian Beirne
> > > Moscow
> >
> > _______________________________________________
> > Expat mailing list
> > [email protected]
> > http://www.lists.ru/mailman/listinfo/expat
> > http://www.expat.ru/forum/
> >
> >
> >
> >
> > _______________________________________________
> > Expat mailing list
> > [email protected]
> > http://www.lists.ru/mailman/listinfo/expat
> > http://www.expat.ru/forum/
> >
>
>
>
> --
> Krishna Kishore
>
>
> -----Inline Attachment Follows-----
>
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