Take a look at Beachhead Solutions, their product LDD sounds like it fits the bill for low IT overhead (won't change any processes or procedures) and no server required (Software as a Service, SaaS). Interesting security offering which seems to target SMB's which don't want to make large investments in licenses and operational support costs. Not sure on the USB question, IT only looked at the encryption and destruction capabilities of the product for the HD. IT dept. wanted to stay away from FDE for the same reasons you listed but found only a couple alternatives on the intelligent encryption side, Beachhead and Credant, which did require a server (more $$ than we could afford).
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