You should speak to a local CPA concerning how to arrange your books. Depending 
on your situation, you might be able to lump everything together, but you might 
have to split your two businesses and personal finances, or you might have to 
split everything.

This question is more aligned with accounting advice, which we can’t give here.

But once you’ve decided on separating or not, then we can help if you need with 
the GnuCash part.

I also recommend reading over the Tutorial and Concepts Guide to get familiar 
with how the software works.

Regards,
Adrien

> On Jan 5, 2020 w2d5, at 9:15 PM, gnucash--- via gnucash-user 
> <gnucash-user@gnucash.org> wrote:
> 
> I want to use gnucash for tracking income and spending for my wife and I. I'd 
> like some rudimentary advice on setting up gnucash. 
> 
> Our bank allows us to set up sub-accounts, so we have ended up with four 
> accounts: a cheque account which is used by both of us for day to day 
> expenses; a "web saving" account which will attract a very small amount of 
> interest when money is stored there; my wife has an account for her business 
> use; and I also have an account for my business use. We transfer money 
> between these accounts as required. 
> 
> It seems as though we should have separate gnucash file for each of these 
> accounts. If so, how do we handle the transfers between them? If it isn't 
> necessary to have separate files for each account, how do I set up?
> 
> thanks,
> 
> Malcolm

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